Cafam family allowance: Find out who can apply and how much they will receive

Cafam’s family allowance is an important social benefit for many workers in Colombia. This financial assistance aims to ease the burden on people who have dependents. Below is key information about who can apply and the benefits it provides.

This allowance is specifically for employees who meet certain criteria. The amounts may vary depending on the worker’s circumstances and their dependents. Here are the most important details.

Cafam provides significant assistance through its family allowance, which can ease the financial burden on households. Let’s learn more about it.

Amounts for each child or beneficiary

Cafam’s family allowance provides different amounts of financial assistance depending on the beneficiary’s circumstances. The amounts are as follows:

• For each dependent: $65,100.
• Beneficiaries of employees of companies in the agricultural sector: $74,865.
• Beneficiaries with disabilities: $130,200.
• Beneficiaries with disabilities who are dependents of employees of companies in the agricultural sector: $149,730.

Who qualifies as a dependent?

Understanding who qualifies as a dependent is essential to accessing the allowance. According to Cafam, dependents include:

• Children up to 18 years of age, including legitimate, adopted, stepchildren, and biological children.
• Siblings under 18 who are orphaned, live with the worker, and depend on them financially.
• The worker’s parents over 60 who do not receive a pension, salary, or any other income.
• Parents or siblings who are disabled or have reduced physical capacity.

What are the requirements for workers?

To qualify for Cafam’s family allowance, workers must meet several requirements. These are:

• Be an employed worker in the department of Cundinamarca.
• Work at least 96 hours per month.
• The worker’s monthly salary must not exceed 4 SMLMV (current statutory minimum monthly wages).
• The worker’s salary combined with their spouse’s salary must not exceed 6 SMLMV.
• If their combined salaries are between 4 and 6 SMLMV, only one of the two (the worker or the biological father) may receive the cash allowance for their shared children.
• If the worker’s salary combined with their spouse’s salary is less than or equal to 4 SMLMV, both may receive the cash allowance for their shared children.
• Have dependents who are eligible for this benefit.

How often is Cafam’s family allowance paid?

One important factor to consider is how often the family allowance is paid. According to the information provided by Cafam, payments are made:

• On the last business day of each month.
• The amount is loaded onto beneficiaries’ Tarjeta Integral Cafam.

Where can you withdraw Cafam’s family allowance?

To access the family allowance funds, it is essential to have an active Tarjeta Integral Cafam. This allows you to:

• Withdraw the money in cash.
• Make purchases at Éxito stores.
• Take advantage of the discounts and benefits offered by the compensation fund.
• Use the allowance for services such as tourism, recreation, and education, among others.

Does Cafam’s family allowance expire?

It is important to note that the family allowance is valid for a limited time. If an affiliated worker does not claim the cash allowance within the three years following its recognition:

• The claim will become time-barred.
• Any amounts credited to the Tarjeta Integral Cafam must be used.

Cafam’s family allowance is a significant resource for workers who meet the requirements. By understanding the amounts available per child and the eligibility criteria, employees can better plan their household budgets.

Access to this type of social assistance not only provides financial relief but also contributes to the well-being of households in Cundinamarca. With the benefits of the Tarjeta Integral Cafam and the range of services available, workers have several ways to make use of this assistance.

Beneficiaries should stay informed about payment dates and the conditions that may affect whether they receive the allowance. Using the family allowance effectively can make a considerable difference to families’ quality of life and their ability to cope with everyday financial challenges.

Finally, remember that enrolling with a compensation fund is an essential step toward accessing this and other benefits. Knowing your rights and the benefits available to you as a worker can pave the way to greater economic and social well-being. In this way, Cafam’s family allowance is a crucial source of support in Colombia’s labor market.