Fumana inkxaso-mali yeCompensar yabasetyhini abakhulelweyo: $600.000 kwiinyanga ezintandathu

Inkxaso-mali yoomama abakhulelweyo lithuba elibalulekileyo kubafazi abaninzi eColombia. NgeCompensar, kujoliswe ekuxhaseni abasebenzi abakhulelweyo. Ukufumana le nkxaso-mali kunceda ekucwangciseni imali ngexesha elibaluleke ngolu hlobo.

ICompensar izibeke phakathi kwezona ngxowa-mali zembuyekezo yosapho zidumileyo kweli lizwe. Ibonelela ngeenkonzo ezahlukahlukeneyo kwaye ijolise ekuxhaseni amalungu ayo abhalisileyo. Ukususela kwimfundo ukusa kwezempilo, yonke into yenzelwe ukuphucula umgangatho wobomi.

Kweli nqaku, kuza kuchazwa indlela yokufaka isicelo senkxaso-mali yoomama abakhulelweyo, iimfuno ekufuneka kuhlangatyezwane nazo namaxwebhu afunekayo. Olu lwazi luya kuba luncedo kwabo bafuna ukusebenzisa olu ncedo lwemali.

Intshayelelo

ICompensar yenye yezona ngxowa-mali zembuyekezo yosapho zaziwa kakhulu eColombia, inezigidi zamalungu abhalisileyo, ikakhulu eBogotá. Iinkonzo eziphambili ezinikezelwa yiCompensar ziquka ezolonwabo, ezemfundo, ezempilo, iiplani zokhenketho neeholide, uncedo lwemali, inkxaso-mali nezinye.

Inkxaso-mali yoomama abakhulelweyo

Enye yezona nkxaso-mali zibalulekileyo ezinikezelwa yiCompensar yeyoomama abakhulelweyo. Le «yinzuzo enikezelwa ngokuzithandela kubasebenzi ababhinqileyo abaqeshwe ngumqeshi nakumaqabane abasebenzi» ababhalise kuloo ngxowa-mali yembuyekezo yosapho nabaneeveki ezili-10 ubuncinane bekhulelwe. Le nkxaso-mali ibalulekile ekunikeni uncedo lwemali ngexesha elibalulekileyo njengokuba ngumama.

Inkxaso-mali yoomama abakhulelweyo ixabisa i-$600.000, ihlawulwe ngezavenge ezithandathu: i-$100.000 ngenyanga. Le mali inokwenza umahluko omkhulu kuzinzo lwezoqoqosho losapho olukhulayo.

Ngoobani abanokufumana inkxaso-mali yoomama abakhulelweyo?

Ukuze bafumane inkxaso-mali yoomama abakhulelweyo, abafazi abasebenzayo kufuneka babhalise kwiCompensar kudidi A okanye B. Amaqabane abasebenzi ababhalise kwiCompensar kwezi ndidi nazo ziyafaneleka. Kubalulekile ukuqaphela ukuba le nzuzo isebenza kuphela kubasebenzi abaqeshwe ngumqeshi, ingabandakanyi abazisebenzelayo.

Ziziphi iimfuno zokufumana inkxaso-mali yoomama abakhulelweyo yakwaCompensar?

Iimfuno zokufumana inkxaso-mali zicacile yaye kufuneka kuhlangatyezwane nazo ukuze kufunyanwe olu ncedo lwemali. Nazi iimfuno ezibalulekileyo:

• Kufuneka ubhalise kwiCompensar kudidi A okanye B.
• Kufuneka ube neeveki ezili-10 ubuncinane ukhulelwe.
• Ingeniso yosapho mayingadluli kwimivuzo ephantsi yenyanga esemthethweni esebenzayo emithandathu.

Usifaka njani isicelo sokufumana inkxaso-mali yoomama abakhulelweyo yakwaCompensar?

Ukufaka isicelo senkxaso-mali yoomama abakhulelweyo yakwaCompensar yinkqubo elula. Nantsi indlela yokwenza:

1. Into yokuqala omawuyenze kukuvula iakhawunti kwi-portal yeCompensar, njengomntu okanye njengenkampani. Gcwalisa zonke iinkcukacha ozicelwayo.
2. Emva koko, ngena usebenzisa ukhetho olukhethileyo okanye ngokucofa icandelo elifanelekileyo kwi-portal.
3. Xa sele ungenile, uya kukwazi ukulawula isicelo senkxaso-mali yoomama abakhulelweyo.

Ngawaphi amaxwebhu afunekayo kwinkxaso-mali yoomama abakhulelweyo yakwaCompensar?

Abafazi abanomdla wokufumana inkxaso-mali kufuneka bawathathele ingqalelo amaxwebhu afunwa yiCompensar. Nanga:

• Isiqinisekiso sonyango esikhutshwe ngugqirha onyangayo, ekufuneka siqulathe:
• Inani leeveki okanye inyanga yokukhulelwa (ubuncinane iiveki ezili-10).
• Igama elipheleleyo nenombolo yesazisi sikamama okhulelweyo.
• Umhla esikhutshwe ngawo (kufuneka sibe singekaphelelwa yinyanga).
• Iinkcukacha notyikityo lukagqirha we-EPS okanye we-IPS okhuphe isiqinisekiso.
• Igama le-EPS okanye le-IPS.
• Ikopi yesazisi ebonisa amacala omabini.
• Iphepha elinentloko yeleta okanye isitampu se-EPS okanye se-IPS.

ICompensar icacisa ukuba imifanekiso ye-ultrasound, iimvavanyo zokukhulelwa, iirekhodi zonyango okanye ikhadi lokhathalelo lwaphambi kokubeleka azamkelwa njengamaxwebhu axhasayo esicelo senkxaso-mali.

Zeziphi ezinye iingxowa zembuyekezo ezikhoyo eColombia?

EColombia, iUnidad de Gestión Pensional y Parafiscales ilawula iingxowa-mali zembuyekezo zosapho ezingama-43, ezisasazeke kwimimandla eyahlukeneyo yelizwe. Ezinye zezona zaziwayo zezi:

• Comfenalco Antioquia
• Comfama, Antioquia
• Cajacopi Atlántico
• Combarranquilla, Barranquilla
• Cajamag, Magdalena
• Comfenalco Cartagena
• Comfaboy, Boyacá

Ezi ngxowa-mali zembuyekezo zosapho zikwabonelela ngeenkonzo ezahlukeneyo ezinokuba luncedo kubasebenzi neentsapho zabo, zize zibe negalelo kwintlalo-ntle nakwimpilo yezoqoqosho yelizwe.

Ukubaluleka kwenkxaso-mali yoomama abakhulelweyo

Inkxaso-mali yoomama abakhulelweyo yakwaCompensar ayiloncedo lwemali kuphela, kodwa ikwabonisa ukuzinikela kwimpilo nakwintlalo-ntle yeentsapho. Inceda ekulungiseleleni ukufika kwelungu elitsha losapho, ivumele oomama abaza kuba ngabazali ukuba bagxile kwimpilo yabo neyomntwana wabo, ngaphandle koxinzelelo lwezoqoqosho olunokuvela.

Ukuqukumbela ngokungasesikweni

Inkxaso-mali yoomama abakhulelweyo enikelwa yiCompensar yindlela entle yokunceda oomama abasebenzayo kuhambo lwabo lokuba ngabazali. Ngeemfuno ezicacileyo nenkqubo yokufaka isicelo efikelelekayo, abafazi abaninzi banokuzuza kolu ncedo. Ngokuzibophelela ekunikeni ikamva elingcono, olu hlobo lwenkxaso-mali luba sisixhobo esibalulekileyo sophuhliso lomntu nolosapho eColombia.