Iiflethi ezintsha zeVIS eBogotá ezixabisa izigidi ezili-190, zinenkxaso-mali—khawuleza!
Iiflethi ezintsha ze-VIS eBogotá ezixabisa izigidi ezili-190 zinika ithuba elihle.
Ngenkxaso-mali, ezi flethi zifikeleleka nangakumbi.
Lixesha elifanelekileyo lokutyala imali kwikhaya lakho!
Zintoni iiflethi ze-VIS?
Iiflethi zeVivienda de Interés Social (VIS) (izindlu zoluntu ezifikelelekayo) zijoliswe kwiintsapho ezinengeniso elinganiselweyo. Ezi projekthi zijolise ekwenzeni kube lula ukufikelela kwizindlu ezifanelekileyo ngamaxabiso aphantsi nangezinye iinzuzo. I-VIS igxile ekuboneleleni ngezisombululo zezindlu ezifikelelekayo, ngoxa igcina imigangatho esemgangathweni yolwakhiwo nendawo ezikuyo.
EBogotá, imfuno yolu hlobo lwezindlu iphezulu ngenxa yokwanda kwabemi nesidingo sezindlu ezifikelelekayo. Iinkampani zokwakha, zisebenzisana norhulumente, ziseke iiprojekthi ezihlangabezana nezi mfuno, ukuqinisekisa ukuba iintsapho ezininzi ziyakwazi ukuthenga amakhaya azo.
Iinzuzo zokuthenga iflethi ye-VIS
Ukuthenga iflethi ye-VIS kuneenzuzo ezininzi. Okokuqala, amaxabiso aphantsi kakhulu kunalawo akwiimarike eziqhelekileyo, nto leyo eyenza kube lula ukuba iintsapho ezinemivuzo ephakathi nephantsi zikwazi ukuyithenga.
Ngaphezu koko, ezi flethi zidla ngokuba kwiindawo ezineenkonzo zikawonke-wonke, izithuthi zikawonke-wonke neendawo zokurhweba, nto leyo ephucula umgangatho wobomi babahlali bazo. Iinkampani zokwakha zikwasebenzisa imigangatho yolwakhiwo eqinisekisa ukuba ezi zindlu zihlala ixesha elide kwaye zikhuselekile.
Inkxaso-mali ekhoyo yokuthenga
Urhulumente waseColombia ubonelela ngeentlobo ezahlukeneyo zenkxaso-mali yokuthenga izindlu ze-VIS. Le nkxaso-mali yenzelwe ukunciphisa iindleko zokuqala zokuthenga, ukuze kube lula ukuhlawula izavenge zenyanga. Phakathi kwezona nkxaso-mali zaziwayo kukho iSubsidio Familiar de Vivienda (SFV) (inkxaso yosapho yezindlu) kunye nePrograma Mi Casa Ya (inkqubo ethi Ikhaya Lam Ngoku).
I-SFV ijoliswe kwiintsapho ezinemivuzo yenyanga engadluliyo kumlinganiselo othile, kanti iMi Casa Ya ibonelela ngenkxaso yemali ehlawula inxalenye yeendleko ezipheleleyo zeflethi. Zombini ezi nkqubo zijolise ekwenzeni kube lula kwiintsapho ezininzi ukufumana ikhaya lazo lokuqala.
Indlela yokufaka isicelo senkxaso-mali
Ukuze ufake isicelo senkxaso-mali, kufuneka kuhlangatyezwane neemfuno ezithile ezibekwe ngurhulumente. Ekuqaleni, iintsapho kufuneka zibhalise kwiFondo Nacional del Ahorro (iNgxowa-mali yeSizwe yoLondolozo) okanye kwiziko lebhanki elithatha inxaxheba kwezi nkqubo.
Emva koko, kufuneka zingenise amaxwebhu afunekayo angqina imivuzo yazo nendlela elibunjwe ngayo ikhaya losapho. Sakuba samkelwe isicelo, kwabelwa imali ethile eza kutsalwa kwixabiso lilonke leflethi, ngaloo ndlela kuncitshiswe umthwalo wemali kusapho oluxhamlayo.
Iiprojekthi eziphambili eBogotá
EBogotá kukho iiprojekthi ezininzi ezibalaseleyo ezibonelela ngeeflethi ze-VIS ngamaxabiso akhuphisanayo. Ezi projekthi zikwii ndawo ezibalulekileyo, ezenza kube lula ukufikelela kwiinkonzo ezibalulekileyo ezifana nezithuthi zikawonke-wonke, amaziko emfundo namaziko ezempilo.
Ezinye zeeprojekthi ezithandwa kakhulu zibandakanya izakhiwo kwiindawo ezifana neSuba, iBosa neEngativá, apho iziseko zophuhliso neenkonzo ziye zaqhubeka zikhula. Ngenxa yemfuno ephezulu, ezi projekthi zinika ithuba elihle kwabo banomdla wokutyala imali kwikhaya elikhuselekileyo nelifikelelekayo.
Iingcebiso zokukhetha eyona flethi ifanelekileyo
Xa ukhetha iflethi ye-VIS, kubalulekile ukuqwalasela iinkalo eziliqela ukuze uqinisekise ukuba utyalo-mali lulungile. Okokuqala, kubalulekile ukuvavanya indawo ekuyo ukuze wazi ukuba kulula kangakanani ukufikelela kwiinkonzo nakwizithuthi.
Ngaphezu koko, ukujonga umgangatho wolwakhiwo nezinto ezisetyenzisiweyo kuqinisekisa ukuba indlu iya kuhlala ixesha elide. Okokugqibela, kuyacetyiswa ukuba uthelekise amaxabiso neenzuzo zeeprojekthi ezahlukeneyo ukuze wenze isigqibo esinolwazi nesihambelana neemfuno zosapho.
Ukuqukumbela, iiflethi ezintsha ze-VIS eBogotá zilithuba elikhethekileyo lokuthenga ikhaya ngexabiso elifikelelekayo, ingakumbi ngenxa yenkxaso-mali ekhoyo. Kubalulekile ukuthatha amanyathelo ngokukhawuleza ngenxa yemfuno ephezulu, ukuze kuqinisekiswe utyalo-mali kwikamva losapho.