Indlela yokujonga imali eseleyo okanye ingxelo yeakhawunti yakho ye-Infonavit ngo-2025
Ukuba unemali-mboleko ye-Infonavit okanye uza kufaka isicelo sayo, ukujonga ingxelo yeakhawunti yakho ngumsebenzi obalulekileyo ukuze ugcine ezemali zakho zikwimeko entle.
Ukwazi ukuba utyala malini, sele uhlawule malini nokuba iinkcukacha zakho zichanekile yinxalenye ebalulekileyo yolawulo olunenkathalo.
Abasebenzi abaninzi abaluqwalaseli olu lwazi ngenxa yokungazi ngalo okanye yokungabi nalo ixesha, kodwa namhlanje ungakwenza oko ngokucofa nje izihlandlo ezimbalwa, kwiselfowuni okanye kwikhompyutha yakho.
Apha sikubonisa indlela yokujonga imali eseleyo kwi-Infonavit inyathelo ngenyathelo nayo yonke into onokuyibona kwingxelo yeakhawunti yakho.
Yintoni ingxelo yeakhawunti ye-Infonavit?
Sisishwankathelo esineenkcukacha semali-mboleko yakho: sibonisa imali yokuqala oyibolekileyo, iintlawulo osele uzenzile, imali eseleyo, inzala eqokelekileyo, iintlawulo ezinciphisa ityala eliyintloko nokunye. Sifana nengxelo yeakhawunti yebhanki, kodwa silungiselelwe ngokukodwa imali-mboleko yakho yezindlu.
Esi sixhobo asikuncedi nje kuphela ukwazi ukuba utyala malini. Sikwakuvumela ukuba:
- Uqinisekise ukuba iintlawulo zakho zisesikhathini
- Ufumane iimpazamo okanye iintlawulo ezingafanelekanga
- Ubale ixesha eliqikelelweyo lokugqiba ukuhlawula
- Ucacelwe ngembali yakho yeentlawulo
Ukuyijonga rhoqo yinxalenye yemfundo yezemali. Akonelanga kukuhlawula: kufuneka uqonde nendlela eliguquka ngayo ityala lakho.
Indlela yokujonga ingxelo yeakhawunti yakho ye-Infonavit
Ungakwenza oko ngokukhawuleza, simahla nangokukhuselekileyo kwi-intanethi. Kufuneka nje ubhalise kwi-Mi Cuenta Infonavit.
Inyathelo 1: Ngena eqongeni
Ngena kwi-Mi Cuenta Infonavit
Ngena nge-imeyile yakho nangegama lokugqitha
Ukuba awunayo iakhawunti, ungabhalisa ngemizuzu nje usebenzisa i-CURP yakho, i-NSS kunye nedilesi ye-imeyile esebenzayo
Inyathelo 2: Yiya kwicandelo elithi «Mi crédito»
Xa sele ungenile, cofa kwicandelo elithi «Mi crédito» okanye «Estado de cuenta»
Uza kubona isishwankathelo esiquka:
- Ibhalansi yangoku
- Iintlawulo zamva nje
- Inzala eyongeziweyo
- Isixa esipheleleyo sekhredithi
- Umhla wentlawulo yokugqibela
Ungakwazi kwakhona ukukhuphela ingxelo yeakhawunti ngePDF, eluncedo kwiinkqubo zolawulo okanye njengobungqina.
Inyathelo 3: Jonga yonke imbali
Kweli candelo ungajonga iintshukumo zenyanga nenyanga, ubone ukuba iintlawulo zenziwe ngokupheleleyo kusini na, nokuba kukho inzala yokulibazisa okanye iintlawulo ezihlawulelwa kwinqununu yetyala. Ukuba ufumanisa into engaqhelekanga, ungacela ukuba icaciswe ngqo eqongeni okanye utsalele i-Infonatel.
Yintoni omawuyenze xa ufumana impazamo kwingxelo yeakhawunti yakho?
Ukuba ubona intlawulo engaboniswanga, isixa esingachanekanga okanye nayiphi na inkcukacha engahambelaniyo, landela la manyathelo:
- Gcina ubungqina bakho beentlawulo
- Fowunela ku-800 008 3900 (Infonatel)
- Okanye uqalise isicelo sokucaciselwa kwi-Mi Cuenta Infonavit
- Ungaya nakwi-Centro de Servicio Infonavit emva kokubhukisha idinga
Kubalulekile ukuyilungisa le mpazamo kwangethuba ukuze uphephe ukuchaphazeleka kwembali yakho kwaye ugcine ikhredithi yakho isesikhathini.
Imfundo yezemali: musa ukuhlawula nje kuphela, qonda ityala lakho
Enye yeentsika zemfundo yezemali kukulandelela rhoqo. Ukujonga ingxelo yeakhawunti yakho ye-Infonavit akuyonkqubo yolawulo nje: sisixhobo sokulawula nokuthintela iingxaki.
Ukujonga ibhalansi yakho kukunceda ukuba:
- Ufumanise ukuba uhlawula ngaphezu kwesixa ekuvunyelwene ngaso na
- Wazi ukuba kusele malini ukuze uyihlawule ngokupheleleyo ikhredithi yakho
- Wenze izigqibo, njengokuhlawula kwangethuba
- Ucele uhlengahlengiso lwemiqathango yentlawulo xa kuyimfuneko
- Ugcine imbali yakho elungileyo yekhredithi
Xa uliqonda ityala lakho, unokucwangcisa ikamva lakho uqinisekile ngakumbi. Ngaloo ndlela, uhlawula ikhaya lakho ngobulumko, kungekhona ngomgudu kuphela.
Ndingayijonga ingxelo yeakhawunti yam ukuba sele ndigqibile ukuhlawula?
Ewe. Nokuba sele uyihlawule ngokupheleleyo ikhredithi yakho, ungajonga imbali yakho, ukhuphele ubungqina beentlawulo uze uqinisekise ukuba ibhalansi ingu-zero. Olu lwazi lunokufuneka kwiinkqubo zokukhulula isibambiso sendlu okanye xa ufaka isicelo sekhredithi yesibini.
📌 Imibuzo edla ngokubuzwa (FAQ)
Kufuneka ndiyijonge kangaphi ingxelo yeakhawunti yam ye-Infonavit?
Kucetyiswa ukuba uyijonge ubuncinane kanye ngenyanga okanye emva kwentlawulo nganye oyenzileyo.
Ndingenza ntoni ukuba imali eseleyo ayinciphi okanye iyanda?
Isenokuba kungenxa yenzala eyongeziweyo, iintlawulo ezingaphelelanga okanye iimpazamo. Jonga imbali yakho uze ucele ukucaciselwa ukuba kuyimfuneko.
Ndingakwazi ukwenza iintlawulo ezongezelelweyo kwinqununu yetyala?
Ewe, kwi-Mi Cuenta Infonavit ungavelisa iinombolo zereferensi zokwenza iintlawulo ezongezelelweyo uze unciphise ixesha lilonke lekhredithi.
Ngaba kukho imali ehlawulwayo xa ujonga ingxelo yeakhawunti?
Hayi. Isimahla ngokupheleleyo kwaye ungayijonga nanini na kwiwebhusayithi esemthethweni.
Ndingazikhuphela iingxelo zam zeakhawunti zangaphambili?
Ewe. Eli qonga likuvumela ukuba ufikelele kuyo yonke imbali uze ukhuphele amaxwebhu ngePDF.