Indlela yokufumana imali-mboleko yakwaBBVA ngaphandle komqinisekisi

Ukufaka isicelo semali-mboleko ngaphandle komqinisekisi lukhetho oluhle kakhulu kwabo bafuna imali ngokukhawuleza nabangenamntu unokuxhasa isicelo sabo.

Kwimeko ye-BBVA México, ibhanki inika iimveliso ezahlukeneyo zetyala ezingafuni mntu uqinisekisa isicelo okanye isibambiso, ukuba nje umenzi-sicelo ehlangabezana neemfuno ezithile ezisisiseko.

Kwesi sikhokelo uza kufunda ukuba zeziphi iimali-mboleko ze-BBVA onokuzifumana ngaphandle komqinisekisi, zeziphi iimfuno ezisezantsi, indlela yokufaka izicelo inyathelo ngenyathelo, kunye noko omawuqwalasele ngaphambi kokuba uthathe imali-mboleko ukuze ugcine imali yakho ilawulwa.

🏦 Iimali-mboleko ze-BBVA ezingafuni mntu uqinisekisa isicelo okanye isibambiso

I-BBVA México inika iindlela ezininzi zetyala ngaphandle kokufuna ukuba ungenise umqinisekisi.

Ezi ndlela zenzelwe abantu abanemivuzo ezinzileyo nembali entle yamatyala.

1. Préstamo Personal Inmediato BBVA.
   Le mveliso ikuvumela ukuba ucele imali esusela kwi$5,000 ukuya kutsho kwi-$750,000 MXN, kunye nexesha lokuhlawula elisusela kwiinyanga ezi-6 ukuya kwezi-72, kwaye ivunywa ngedijithali ngaphandle kwesidingo somqinisekisi.
2. Préstamo de Nómina BBVA.
   Yenzelwe abathengi abafumana umvuzo wabo kwi-BBVA. Inika inzala ekhethekileyo neentlawulo ezizenzekelayo ezitsalwa kwi-akhawunti yomvuzo.
3. Imali-mboleko yabathengi abanekhadi le-BBVA.
   Abasebenzisi abanekhadi letyala elisebenzayo banokufumana imali-mboleko ekhawulezayo esekelwe kumda wetyala labo, nabo bengadingi mqinisekisi.

Nganye kwezi ndlela iyafumaneka kubantu abanemivuzo enobungqina nokuziphatha kakuhle kwezemali.

Ngamafutshane, i-BBVA inika iindlela ezininzi zokuboleka imali ngaphandle komqinisekisi, ezilungiselelwe iimeko neemfuno ezahlukeneyo, namaxabiso enzala namaxesha okuhlawula acaciswe ngokupheleleyo.

📋 Iimfuno zokufaka isicelo semali-mboleko ye-BBVA ngaphandle komqinisekisi

Nangona kungafuneki mqinisekisi, i-BBVA México ibeka iimfuno ezisisiseko zokuqinisekisa ukuba umenzi-sicelo uyakwazi ukuhlawula.

Ukuzifezekisa kuya kukunceda ufumane imali-mboleko lula.

1. Yiba ngumntu wendalo okanye umntu oqhuba ishishini.
2. Ubuncinane beminyaka eli-18 nobudala obuphezulu beminyaka engama-84 (kubandakanywa nexesha lemali-mboleko).
3. Yiba neakhawunti okanye ikhadi le-BBVA México elisebenzayo.
4. Ubungqina bomvuzo. Ngenisa iirisithi zakho ezintathu zokugqibela zomvuzo okanye ingxelo yeakhawunti yebhanki.
5. Imbali entle yamatyala. Ukuziphatha kakuhle kwi-Buró de Crédito kwandisa amathuba okuvunywa kwesicelo.
6. Ubungqina bedilesi obutsha. Obungadlulanga kwiinyanga ezintathu.
7. Isazisi esisemthethweni esisasebenzayo. I-INE okanye ipasipoti.

Ezi mfuno ziqinisekisa ukuba imali-mboleko inikwa ngokuthembekileyo nangaphandle kwesidingo sabalamli.

Ngamafutshane, ukuba imeko yakho yezemali izinzile kwaye unobungqina bomvuzo, unokufumana lula imali-mboleko ye-BBVA ngaphandle komqinisekisi.

💻 Indlela yokufaka isicelo semali-mboleko ye-BBVA ngaphandle komqinisekisi inyathelo ngenyathelo

I-BBVA México ikuvumela ukuba ufake isicelo ngokupheleleyo nge-intanethi okanye usebenzisa i-app yeselula.

Inkqubo iyakhawuleza, ikhuselekile kwaye ayifuni maphepha angeyomfuneko.

1. Yiya kwiphothali esemthethweni www.bbva.mx okanye uvule i-app ye-BBVA México.
2. Ngena kwiakhawunti yakho. Faka igama lakho lomsebenzisi negama lokugqitha.
3. Khetha ukhetho oluthi “Iikhredithi neemali-mboleko”.
4. Khetha uhlobo olukhethayo. Umzekelo, “Imali-mboleko yomntu ngamnye ekhawulezileyo”.
5. Yenza uqikelelo lwemali-mboleko yakho. Faka isixa kunye nexesha lokuhlawula ukuze ubale iintlawulo zakho.
6. Gcwalisa isicelo kwi-intanethi. Inkqubo iqinisekisa ngokuzenzekelayo ulwazi lwakho.
7. Sayina ngedijithali. Xa isicelo samkelwe, uya kufumana imali ngqo kwiakhawunti yakho ye-BBVA.

Inkqubo ithatha imizuzu embalwa kuphela ukuba sele ungumthengi kwaye uyazifezekisa iimfuno.

Ngamafutshane, inkqubo yedijithali ye-BBVA isusa isidingo sokuya kwisebe, inika lula nokhuseleko kwinyathelo ngalinye.

💡 Izinto omele uziqwalasele ngaphambi kokuthatha imali-mboleko engadingi mqinisekisi

Kubalulekile ukuvavanya imiqathango yemali-mboleko ngaphambi kokusayina nayiphi na ikhontrakthi, ukuze uphephe ukungena ematyaleni agqithisileyo.

1. Qinisekisa umyinge wenzala. Jonga amaxabiso enzala ahlaziyiweyo kunye nomndilili we-CAT kwiphothali ye-BBVA.
2. Vavanya amandla akho okuhlawula. Musa ukusebenzisa ngaphezu kwe-30 % yomvuzo wakho wenyanga ekuhlawuleni ikhredithi.
3. Funda imiqathango yekhontrakthi. Qinisekisa ukuba uyawaqonda amaxesha okuhlawula, iikomishini kunye ne-inshorensi.
4. Kuphephe ukucela izixa ongazidingiyo. Cela kuphela oko ukufunayo ngenene.
5. Sebenzisa isixhobo sokulinganisa se-BBVA. Sikuvumela ukuba ubale iintlawulo uze uthelekise iinketho ngaphambi kokuba wenze isigqibo.

Ukuhlalutya la manqaku kuya kukunceda usebenzise imali-mboleko ngobulumko kwaye ugcine impilo yakho yezemali yexesha elide.

Eyona nto ibalulekileyo kukucwangcisa ngaphambi kokuthatha imali-mboleko: imali-mboleko ebalwe kakuhle sisixhobo, ayingomthwalo.

☎️ Uqhagamshelwano neendlela ezisemthethweni ze-BBVA México

Ukuba ufuna ulwazi oluthe vetshe malunga neemali-mboleko ezingadingi mqinisekisi okanye ufuna iingcebiso ezilungiselelwe wena, ungaqhagamshelana ngqo ne-BBVA:

• Iwebhusayithi: www.bbva.mx
• Inombolo yomnxeba yeLínea BBVA México (CDMX): 55 52 26 26 63
• Ukuba ufowuna ungaphakathi elizweni: 800 522 6263
• I-app ye-BBVA México: ifumaneka kwi-Android nakwi-iOS
• Amasebe e-BBVA: uncedo lobuqu kulo lonke ilizwe

Ezi ndlela zisemthethweni zikuvumela ukuba ukhangele amaxabiso enzala, iimfuno kunye neemveliso ezihlaziyiweyo ngokukhuselekileyo.

Ngamafutshane, i-BBVA ibonelela ngenkonzo eqhubekayo noncedo olukhawulezileyo kuyo nayiphi na imibuzo emalunga neemali-mboleko zobuqu okanye ezibotshelelwe kumvuzo.

❓ Imibuzo edla ngokubuzwa malunga neemali-mboleko ze-BBVA ezingadingi mqinisekisi

Ngaba ngokwenene akufuneki mqinisekisi ukuze ufumane imali-mboleko ye-BBVA?
Hayi. Imali-mboleko yobuqu neyomvuzo ayifuni mqinisekisi ukuba uyazifezekisa iimfuno ezisisiseko.

Kuthatha ixesha elingakanani ukuvunywa kwesicelo?
Ukuba ungumthengi we-BBVA, isicelo sinokuvunywa ngemizuzu; ukuba akunjalo, kungathatha ukuya kutsho kwiiyure ezingama-48.

Ndingayicela ukuba andifumani mvuzo nge-BBVA?
Ewe, nangona ukuvunywa kungathatha ixesha elingakumbi kwaye umyinge wenzala unokuba phezulu kancinane.

Ndingahlawula kwangethuba?
Ewe, ngaphandle kwesohlwayo. Oku kukuvumela ukuba unciphise inzala kwaye uyihlawule yonke kwangethuba.

Ngaba imali-mboleko ichaphazela iBuró de Crédito yam?
Ewe, njengayo nayiphi na ikhredithi, kodwa ukuhlawula ngexesha kuphucula imbali yakho yekhredithi.