Usenokuba ubungazi, kodwa sonke esakha sacela imali-mboleko, ikhadi okanye isicwangciso sokuhlawula, sinefayile kwiBuró de Crédito.
Ewe, sonke. Akukhathaliseki nokuba ubuhlawula ngexesha okanye ukhe walibazisa kanye ngenxa yokulibala. Ukhona apho.

Yaye ukuba ufunda oku, mhlawumbi uzibuza umbuzo obalulekileyo:
Ngaba ndikwiBuró de Crédito? Ithini imbali yam ngam?

Into ebhalwe kuloo ngxelo inokwenza umahluko phakathi kokufumana imvume yemali-mboleko… okanye ukwaliwa kungekho ngcaciso. Inokugqiba ukuba uyakwazi na ukufumana indlu, imoto, okanye nokuba uqeshwe ziinkampani ezithile.

Yiyo loo nto namhlanje ndiza kukutyhilela kungekuphela nje indlela yokwazi ukuba iinkcukacha zakho zikwiBuró, kodwa kwakhona nesizathu sokuba kubalulekile ukwazi olu lwazi ngokukhawuleza kangangoko.

Yintoni oza kuyifumanisa xa ujonga iBuró yakho?

✅ Imbali yakho epheleleyo yeentlawulo: ukusuka kumakhadi etyala ukuya kwiimali-mboleko zobuqu okanye zezithuthi
✅ Amanqaku akho etyala (score): elo nani lisetyenziswa ziibhanki neenkampani zezimali ukuze zigqibe enoba ziyakuthemba na
✅ Ngubani ojongisise ingxelo yakho kutshanje: ngaba bayakuvavanya ungazi?
✅ Ukuba kukho iimpazamo okanye amatyala angengowakho: kuba ewe, iimpazamo zenzeka rhoqo kunokuba ucinga
✅ Amathuba okuphucula imbali yakho nokuzilungiselela izicelo zetyala zexesha elizayo

Ngubani okhupha le ngxelo, yaye kutheni inokuthenjwa?

IBuró de Crédito ayilotshaba, kodwa liziko lolwazi lwekhredithi eligunyaziswe ngurhulumente waseMexico, elinoxanduva lokuqokelela nokucwangcisa iinkcukacha zemali zezigidi zabantu.

Ibhanki nganye, ivenkile enkulu, inkampani yezemali okanye iziko lekhredithi ithumela iinkcukacha ezihlaziyiweyo malunga neentlawulo zakho neebhalansi zakho, yaye olu lwazi luba yimbali yakho yekhredithi.

Kubalulekile ukuqonda oku: ayiyo iBuró egqiba enoba uza kubolekwa na okanye hayi. Bona banika ulwazi kuphela.
Kodwa ukuba awuyazi into equlethwe apho, abanye baya kukwenzela izigqibo… ungakwazi ukuzikhusela.

Uluvo lombhali: kutheni kufuneka ujonge iBuró yakho namhlanje, hayi ngomso

Ndingumbhali webhlog yezemali iminyaka emininzi, yaye ndibone iimeko ezininzi zabantu abafumanise amatyala obuxoki, iimpazamo zezazisi okanye iingxelo ezingentle ezibangelwe kukulibala nje.

Abanye babecinga ukuba abanayo imbali yekhredithi kuba bengazange bacele imali-mboleko… kodwa bafumanisa ukuba babebhalisiwe, nangona benamanqaku aphantsi ngenxa yokungasebenzisi ikhredithi.

Ukujonga ingxelo yakho yeBuró kusimahla kanye ngonyaka, kuthatha imizuzu embalwa, yaye kunokuyitshintsha ngokupheleleyo indlela iibhanki, iivenkile kwanabaqeshisi abajonga ngayo.

Awucingi ukuba kubalulekile ukwazi oko kuthethwa yile fayile ngawe?

Fumanisa oko kuthethwa yiBuró de Crédito ngawe ngokwenene

1. Ngaba walelwa imali-mboleko? Mhlawumbi unobangela ukwimbali yakho. Fumanisa enoba kukho amanqaku angalunganga onokuwalungisa.

2. Awuzange ucele imali-mboleko, kodwa uyoyika ukuba iinkcukacha zakho zikwiBuró? Baninzi abacinga njalo, kodwa bambalwa abaqinisekisayo. Ndiza kukucacisela indlela yokwenza inyathelo ngenyathelo.

3. Ngaba ufuna ukwazi amanqaku akho etyala uze ufunde indlela yokuwanyusa? Akwanelanga ukwazi ukuba iinkcukacha zakho zikwiBuró; kufuneka uqonde amanqaku akho nendlela yokuwaphucula.

4. Ngaba ukhathazwa lityala osele ulihlawule? Kusenokwenzeka ukuba iBuró ayikahlaziywa. Funda indlela yokujonga nokufaka isikhalazo ngeempazamo.

5. Ngaba ufuna ukukhusela isazisi sakho sezemali? Jonga ukuba ngubani ofikelela kwingxelo yakho uze uvule izilumkiso ngaphambi kokuba kube sebusuku kakhulu.