I-Kueski engajongi kwi-Buró de Crédito ithembekile

Kwiminyaka yakutshanje, iKueski iye yaba lelinye lamaqonga athandwa kakhulu eemali-mboleko zedijithali eMexico.

Isithembiso sayo sokubonelela ngeemali-mboleko ezikhawulezayo ngaphandle kokujonga kwi-Buró de Crédito sivuse umdla kumawaka abasebenzisi abafuna ukufumana imali ngokukhawuleza ngaphandle kwengxaki zeebhanki.

Kodwa owona mbuzo udla ngokubuzwa ucacile: ngaba iKueski engajongi kwi-Buró de Crédito ithembekile ngokwenene?

Uza kufumanisa inyaniso ngale ndlela yokuboleka imali, ubungqina bokuba isemthethweni, iingenelo neengozi zayo, nendlela yokuyisebenzisa ngokukhuselekileyo.

🏦 Ubungqina bokuthembeka kweKueski (ubhaliso, ukubekwa esweni nokuba semthethweni)

Ngaphambi kokufaka isicelo semali-mboleko kwi-intanethi, into yokuqala omele uyiqinisekise kukuba inkampani ikhona ngokusemthethweni yaye iphantsi kolawulo olusemthethweni.

Kwimeko yeKueski, ubungqina bokuthembeka bayo buqinile:

1. Ubhaliso olusemthethweni: I-Kueski isebenza phantsi kwegama elisemthethweni elithi Kueski, S.A.P.I. de C.V., SOFOM, E.N.R., yaye ibhaliswe ngokusemthethweni kwiCONDUSEF.
2. Ukubekwa esweni ngurhulumente: Nangona ingadingi mvume ngqo, iphantsi kweliso leComisión Nacional Bancaria y de Valores (CNBV).
3. Ukwazisa uluntu: Idilesi yayo ikule ndawo: Av. Américas 1297, Piso 03-15, Col. Circunvalación Américas, Guadalajara, Jalisco, C.P. 44630.
4. I-portal ekhuselekileyo nefihla iinkcukacha: Iwebhusayithi yayo esemthethweni ethi https://app.kueski.com isebenzisa iprothokholi ye-HTTPS yaye inomgaqo-nkqubo wabucala osebenzayo.
5. Imbali eqinisekisiweyo: Ukususela ngo-2012, iKueski iboleke abasebenzisi baseMexico imali-mboleko engaphezu kwezigidi ezingama-20, yaza yaba yenye yeenkampani eziphambili zobuchwepheshe bezemali.

Obu bungqina buqinisekisa ukuba iKueski ithembekile yaye isebenza ngokwemithetho yaseMexico.

Noko ke, indlela yokuboleka imali “ngaphandle kokujonga kwi-Buró de Crédito” ineempawu ezithile ekufanele zihlolisiswe.

⚖️ Iingenelo neengozi zendlela yokuboleka imali “ngaphandle kokujonga kwi-Buró de Crédito” — izinto ekufuneka abasebenzisi bazazi

Ukufaka isicelo semali-mboleko ngaphandle kokujonga kwi-Buró de Crédito kunokubonakala kulithuba elifanelekileyo ukuba ukhe wanengxaki ngembali yakho yetyala, kodwa le ndlela ikwanemiphumo yezemali engafanele kutyeshelwa.

Iingenelo zeKueski engajongi kwi-Buró de Crédito:

1. Ukufikelela ngokukhawuleza kwityala: Isicelo sidla ngokwamkelwa kwimizuzu nje embalwa.
2. Ayifuni mbali yetyala: Nditsho nabantu abangazange baboleke mali ngaphambili banokufaka isicelo.
3. Ukufakwa kwemali ngokukhawuleza: Yakuba yamkelwe, imali ifika kwiakhawunti yakho kwimizuzu nje embalwa.
4. Inkqubo eyenziwa nge-intanethi ngokupheleleyo: Akuyomfuneko ukuya nakweyiphi na iofisi okanye uhambise amaphepha ashicilelweyo.

Ezi ngenelo zenza iKueski ibe lolunye ukhetho lokwenene kwabo bafuna ukufumana imali ngokukhawuleza, ngaphandle kwemiqobo yolawulo.

Nangona kunjalo, elinye icala lale meko lifanele livavanywe ngobuzaza obufanayo.

Iingxaki okanye imingcipheko yokufumana imali-mboleko kwiKueski ngaphandle kokuhlolwa kwembali yetyala:

1. Amazinga enzala aphezulu: imali-mboleko “ezingadingi kuhlolwa kwembali yetyala” zidla ngokuba nenzala ephezulu ukuze kuhlawulwe umngcipheko owandileyo.
2. Iimali zokuqala ezilinganiselweyo: ekuqaleni uya kukwazi ukufumana imali encinci kuphela (ukusuka kwi-$500 ukuya kwi-$2 000 MXN).
3. Amaxesha amafutshane okuhlawula: ngokuqhelekileyo aphakathi kweentsuku zekhalenda ezi-7 nezingama-30.
4. Iintlawulo zokulibazisa: inzala yokulibazisa iqala ukubalwa ukususela kusuku lokuqala lokulibazisa.

Ngamafutshane, i-Kueski engajongi irekhodi letyala ithembekile njengenkampani, kodwa ayisoloko inexabiso elifikelelekayo.
Ukuyisebenzisa kufuna uxanduva nokucwangcisa ukuze ungazifaki ematyaleni ekunzima ukuwalawula.

💡 Iingcebiso zokusebenzisa i-Kueski ngaphandle kokujongwa kwerekhodi letyala ngokukhuselekileyo

Ukuba ugqiba ekubeni ufake isicelo semali-mboleko ngale ndlela, kubalulekile ukuba wenze oko ngononophelo.
Landela ezi ngcebiso ukuze uzuze kwiingenelo ngaphandle kokubeka imali yakho emngciphekweni:

1. Qinisekisa ukuba usebenzisa kuphela i-portal esemthethweni: soloko uqinisekisa ukuba yile https://app.kueski.com.
2. Faka isicelo semali-mboleko onokuyibuyisa kuphela: imali-mboleko encinci iluncedo ukuba unokuyibuyisa ngokukhawuleza.
3. Funda imiqathango ngaphambi kokuba uqinisekise: jonga i-CAT (iindleko zizonke zonyaka) kunye nezinga lenzala lemihla ngemihla elisetyenziswayo.
4. Hlawula ngaphambi komhla wokugqibela: oku kuphucula igama lakho kule nkqubo yaye kunokunciphisa inzala kwixesha elizayo.
5. Kuphephe ukufaka izicelo ezininzi ngaxeshanye: nangona i-Kueski ingajongi irekhodi letyala, ihlalutya indlela oziphatha ngayo ngokwezimali kwi-intanethi.
6. Gcina ubungqina bentlawulo yakho: ukuba kukho into engahambi kakuhle, uya kukwazi ukubonisa ukuba uhlawule kwangethuba.

Ukusebenzisa ezi ngcebiso kuya kukunceda usebenzise i-Kueski ngaphandle kokujongwa kwerekhodi letyala ngokukhuselekileyo ngokupheleleyo, uphephe izinto ezothusayo nezingemnandanga.

Undoqo kukulawula imali ngenkathalo: ukuboleka kuphela xa kuyimfuneko nokuhlawula ngexesha.

📞 Iinkcukacha ezisemthethweni zoqhagamshelwano ze-Kueski México

• 🌐 I-portal yewebhu: https://app.kueski.com
• 📧 I-imeyile yenkxaso: [email protected]
• ☎️ Iifowuni: +52 33 4160 0809 / 01 (33) 3817 0111
• 💬 WhatsApp (Kike): +52 33 2470 4527
• 🏢 Idilesi: Av. Américas 1297, Piso 03-15, Col. Circunvalación Américas, Guadalajara, Jalisco, C.P. 44630

❓ Imibuzo edla ngokubuzwa (FAQ) malunga nokuboleka “ngaphandle kokujongwa kwerekhodi letyala” e-Kueski

Ngaba i-Kueski ayijongi ngokwenene irekhodi letyala?
Ayijongi irekhodi letyala ngendlela eqhelekileyo, kodwa ihlalutya iinkcukacha zakho zebhanki, umvuzo wakho nendlela oziphatha ngayo ngokwezimali kwi-intanethi.

Ngaba kusemthethweni ukubolekisa ngemali ngaphandle kokujonga irekhodi letyala?
Ewe. I-Kueski ibhaliswe njenge-SOFOM E.N.R. yaye inokubonelela ngeemali-mboleko ezisekelwe kwii-algorithm zayo zovavanyo.

Kutheni inzala iphezulu?
Kungenxa yokuba ukungajongi irekhodi letyala kwandisa umngcipheko kwinkampani, nto leyo enyusa iindleko zemali-mboleko.

Ngaba ndingakha imbali yetyala ngokuhlawula kwi-Kueski?
Ewe, ukuhlawula ngexesha kunokukunceda wakhe imbali yakho yangaphakathi uze uphucule amathuba akho okufumana imali-mboleko kwixesha elizayo.

Kwenzeka ntoni ukuba andihlawuli ngexesha?
Kuya kuhlawuliswa inzala yokulibazisa, ukufikelela kwakho kuya kuvalwa okwethutyana yaye igama lakho eqongeni linokuchaphazeleka.