Inkqubo ethi Mi Casa Ya ibuya neenkxaso-mali zezindlu ezingama-803! Thatha eli thuba ngoku!
Inkqubo ethi «Mi Casa Ya» iphinde yasungulwa. Inika izibonelelo zezindlu ezingama-803. Eli lithuba elikhethekileyo kubantu abaninzi.
Le nkqubo karhulumente ijolise ekwenzeni kube lula ukuthenga amakhaya. Ifanele iintsapho ezinengeniso ephantsi.
Fumanisa ukuba isebenza njani nokuba unokungenelwa njani kuyo. Apha ngezantsi, sikunika lonke ulwazi olufanelekileyo.
Yintoni inkqubo ethi «Mi Casa Ya»?
«Mi Casa Ya» yinkqubo karhulumente waseColombia ejolise ekuncedeni iintsapho ezinemivuzo ephantsi nephakathi ukuba zibe nezazo izindlu. Inika izibonelelo nenkxaso yemali ukuze kube lula ukufikelela kwizindlu ezitsha kwiindawo zasezidolophini. Ukusukela ekusekweni kwayo, incede amawaka eentsapho, kwaye ukuqaliswa kwayo kwakhona kunika amathuba amatsha kwabo baphupha ngokuba namakhaya abo.
Le nkqubo yenzelwe ukuxhasa ikakhulu amakhaya anengeniso efikelela kwimivuzo ephantsi yenyanga emine emiselwe ngumthetho nosebenzayo (SMMLV). Ngezibonelelo ezithe ngqo nangokuhlawulela ezinye iindleko zemboleko, «Mi Casa Ya» inciphisa kakhulu imiqobo yemali ekuthengeni ikhaya elifanelekileyo.
Ziziphi iingenelo zale nkqubo?
Le nkqubo inika abaxhamli izibonelelo eziliqela ezibalulekileyo. Okokuqala, inika isibonelelo sentlawulo yokuqala yokuthenga ikhaya, nto leyo enciphisa kakhulu imali ekufuneka iintsapho ziyigcinile ukuze zifumane imali-mboleko yendlu. Esi sibonelelo sinokwahluka ngokuxhomekeke kwingeniso yosapho, ukuze uncedo lwabiwe ngokulinganayo.
Ukongeza, «Mi Casa Ya» ihlawulela inxalenye yenzala yemali-mboleko yendlu. Oku kuthetha ukuba abaxhamli baya kuhlawula inzala encinane ngexesha lokubuyisa imali-mboleko, nto leyo eyenza izavenge zenyanga zingabizi kakhulu. Olu dibaniso lwezibonelelo lwenza ukuba abantu abaninzi bakwazi ukufikelela kwiphupha lokuba nekhaya labo.
Ngubani onokufaka isicelo?
Le nkqubo ijoliswe kwiintsapho ezingenakhaya lazo nezingenayo ingeniso engaphezu kwemivuzo ephantsi yenyanga emine emiselwe ngumthetho nosebenzayo (SMMLV). Kubalulekile ukuqaphela ukuba abo banomdla akufuneki babe sele bexhamle kwezinye izibonelelo zezindlu zikarhulumente. Ukongeza, kufuneka babe nemali-mboleko evunywe kwangaphambili liziko lezemali okanye yiFondo Nacional del Ahorro.
Ukuqinisekisa ukuba wonke umntu ufikelela kuyo ngokulinganayo nangendlela efanelekileyo, kusekwe inkqubo yokufaka isicelo evavanya imeko yezoqoqosho neyentlalo yomfaki-sicelo ngamnye. Oku kuqinisekisa ukuba izibonelelo zifikelela kwabo bazidinga ngokwenene nabakwaziyo ukuzisebenzisa ngokufanelekileyo.
Ungasifaka njani isicelo sale nkqubo?
Inkqubo yokufaka isicelo se«Mi Casa Ya» ilula, kodwa kufuneka kulandelwe amanyathelo athile. Okokuqala, abo banomdla kufuneka baye kwiziko lezemali okanye kwiFondo Nacional del Ahorro ukuze bafumane imali-mboleko evunywe kwangaphambili. Eli nyathelo libalulekile kuba liqinisekisa ukuba abafaki-zicelo bayakwazi ukuyibuyisa imali-mboleko yendlu.
Bakuba beyifumene imali-mboleko evunywe kwangaphambili, abo banomdla kufuneka bakhethe ikhaya elihlangabezana neemfuno zale nkqubo. Emva koko, kufuneka bangenise isicelo sesibonelelo ebhankini okanye kwiziko elibanike imali-mboleko. Ibhanki yona iya kuqhuba inkqubo yokwabiwa kwesibonelelo kwiMinisterio de Vivienda.
Impembelelo yale nkqubo eluntwini
«Mi Casa Ya» ibe nempembelelo enkulu kuluntu lwaseColombia. Ngokwenza kube lula ukufikelela kwizindlu, iphucula umgangatho wobomi bamawaka eentsapho, izenze zizinze kwaye zikhuseleke. Ukongeza, le nkqubo ivuselele icandelo lezokwakha, yadala imisebenzi yaza yakhuthaza uqoqosho.
Ukuba nekhaya lakho akunikeli nje ngendawo yokuhlala, kukwalixabiso elibalulekileyo kwiintsapho. Oku kunceda ekunciphiseni intlupheko nokungalingani, komeleza ubudlelwane boluntu kuze kukhuthaze uphuhliso oluzinzileyo kuluntu.
Iingcebiso kubafaki-zicelo
Ukuze bandise amathuba okufumana isibonelelo, kubalulekile ukuba abafaki-zicelo bafumane ulwazi olufanelekileyo baze balungiselele kwangethuba onke amaxwebhu afunekayo. Ukuba nembali entle yokuhlawula amatyala kubalulekile ukuze imali-mboleko ivunywe kwangaphambili.
Kukwacetyiswa ukuba batyelele amaziko aliqela emali ukuze bathelekise imiqathango yeemali-mboleko ezibonelelwayo. Oku kuya kunceda abafaki-zicelo bakhethe eyona ndlela ihambelana neemfuno zabo namandla abo emali. Kukwacetyiswa ukuba baqokelele kwangethuba onke amaxwebhu abo obuqu nawemali ukuze bathintele ukulibaziseka kwinkqubo yokufaka isicelo.
Ukuqaliswa kwakhona kwe«Mi Casa Ya» kulithuba elihle kakhulu kwiintsapho zaseColombia ezifuna ukufezekisa iphupha lokuba nezindlu zazo. Ngezibonelelo ezitsha ezingama-803 ezifumanekayo, ngoku lelona xesha lifanelekileyo lokufumana ulwazi, ukulungiselela amaxwebhu afunekayo nokufaka isicelo kule nkqubo. Le nzame ayincedi iintsapho kuphela, kodwa ikwanegalelo kuphuhliso lwezoqoqosho nolwentlalo lwelizwe. Musa ukuliyeka lidlule eli thuba; sebenzisa eli thuba ngoku ukuze ukhusele ikamva lakho nelosapho lwakho!