Ukuqhathanisa: Ukusebenza njengomabhalane wasebhange e-BBVA/Bancomer noma e-Santander

Ngu-technisor
Izikhangiso

Uma ucabanga ukufaka isicelo somsebenzi wokuba umabhalane wasebhange eMexico, cishe uyazibuza: yiliphi ibhange elinikeza izimo zokusebenza ezingcono, i-BBVA (eyaziwa nangokuthi i-Bancomer) noma i-Santander?

Womabili angamakhulukazi emkhakheni wezezimali ezweni futhi avame ukuba nezikhala zalo msebenzi, kodwa kunomehluko obalulekile ongakusiza unqume ukuthi yiliphi elihambisana kangcono nalokho okulindele emsebenzini wakho.

Ngezansi sihlaziya futhi siqhathanise izici ezifana neholo, izinzuzo, isimo sendawo yokusebenza, amathuba okuthuthuka nezimfuneko zomsebenzi wokuba umabhalane wasebhange kulezi zikhungo ezimbili.

Izikhangiso

Umholo omaphakathi nendlela yokukhokha

Umholo oyisisekelo womabhalane wasebhange kuwo womabili amabhange uvamise ukuncintisana nowemakethe. Nokho, kuyehluka kuye ngendawo, ulwazi lomuntu ofaka isicelo nangohlobo lwegatsha.

BBVA/Bancomer:

  • Umholo ojwayelekile wenyanga usukela ku-$8,000 kuya ku-$11,500 wama-peso aseMexico, kuye ngesifunda.
  • Ezinye izikhundla zihlanganisa amabhonasi asekelwe ekusebenzeni akhokhwa nyanga zonke kanye nezinkokhelo zemigomo efinyelelwe.
  • Izinkokhelo zenziwa kabili ngenyanga, ngesikhathi nangaphansi kwenkontileka esemthethweni kusukela ekuqaleni.

Santander:

  • Umholo ojwayelekile wenyanga uphakathi kuka-$9,000 no-$12,500 wama-peso aseMexico.
  • Iphinde inikeze amabhonasi ashintshashintshayo, ikakhulukazi emagatsheni anamakhasimende amaningi noma anemiphumela emihle kwezentengiselwano.
  • Ngezinye izikhathi, izikhala zomsebenzi sezivele zifaka imininingwane yomholo oyisisekelo + ibhonasi.

Ngokuvamile, i-Santander ivame ukunikeza uhla lwamaholo oluphakeme kancane kwezinye izifunda, kodwa i-BBVA inikeza ukuqiniseka okukhulu ngezinkokhelo ezenziwa ngesikhathi nezinzuzo kusukela enyangeni yokuqala.

Izibonelelo nezinzuzo

Womabili amabhange anikeza izibonelelo ezingaphezu kwalezo ezidingwa ngumthetho, kodwa amaphakheji ezinzuzo ezengeziwe eziwanikeza abasebenzi ayehluka.

BBVA/Bancomer:

  • Umshwalense wezindleko zokwelashwa ezinkulu
  • Umshwalense wokuphila
  • Isikhwama sokonga sesikhungo
  • Amavawusha okuthenga ukudla
  • Ibhonasi yokuphela konyaka eyengeziwe (engaphezu kwezinsuku ezingu-15 ezibekwe ngumthetho)
  • Izaphulelo emikhiqizweni yezezimali yebhange

Santander:

  • Umshwalense wezempilo womsebenzi nomndeni wakhe oseduze
  • Umshwalense wokuphila
  • Amavawusha okuthenga ukudla akhokhwa nyanga zonke
  • Amabhonasi okuhlala emsebenzini nawokusebenza kahle
  • Uhlelo lomhlalaphansi lokuzithandela nezikhwama zokutshala izimali
  • Amathuba okuthola izikweletu zangaphakathi zabasebenzi ezinezilinganiso zenzalo ezikhethekile

Womabili amabhange agqama ngokuzibophezela kwawo enhlalakahleni yabasebenzi, nakuba i-Santander ivamise ukunikeza izinzuzo ezigxile kakhudlwana emndenini nasekulondolozeni imali kwesikhathi eside.

Indawo yokusebenza nesiko lenhlangano

Ukusebenza njengekheshiya ebhange akuncikile emholweni kuphela, kodwa futhi ku-isimo sasemsebenzini nobudlelwano nabaphathi nozakwabo. Ngokocwaningo lwezimo zabasebenzi nemibono yabasebenzi ezinkundleni ezifana ne-Glassdoor ne-Computrabajo, womabili amabhange athola izilinganiso ezinhle, kodwa kunomehluko othile.

BBVA/Bancomer:

  • Igxile ekusebenzeni kahle nasekuphumeleni kwemiphumela.
  • Igqama ngezinqubo ezihleleke kahle nangemigomo ecacile.
  • Bayakwazisa ukugcina isikhathi, ukuhleleka nokuziphendulela komuntu ngamunye.
  • Kungase kube nengcindezi emagatsheni anomsebenzi omningi.

Santander:

  • Isiko elivuleleke kakhulu ekusunguleni izinto ezintsha nasekubambeni iqhaza kwabasebenzi.
  • Kukhuthazwa ukusebenzisana nokuxhumana kwangaphakathi.
  • Inikeza indawo yokusebenza eguquguquka kakhudlwana, enobudlelwano obuseduze nabaholi bamagatsha.
  • Indawo enhle yamathalente asemasha afuna ukuthuthuka.

Ngokuvamile, i-BBVA inikeza indawo yokusebenza ehlelekile futhi esemthethweni, kuyilapho i-Santander ibonakala njengenhlangano eguquguquka futhi enamandla kakhudlwana, ikakhulukazi ezinqubweni zayo zangaphakathi nangendlela ephatha ngayo abasebenzi.

Amathuba okuthuthuka

Ithuba lokukhushulelwa esikhundleni ebhange liyisici esibalulekile kubantu abaningi. Kulokhu, womabili amabhange anezinhlelo zangaphakathi zokuhlonza amathalente nokukhuphula abasebenzi bawo.

BBVA/Bancomer:

  • Ikhuphula abasebenzi abasezikhundleni zokusebenza ibayise ezikhundleni zokuphatha noma eziphezulu ngemva kwesikhathi esithile.
  • Ihlinzeka ngokuqeqeshwa kwangaphakathi okuqhubekayo nezifundo eziqinisekisiwe.
  • Ilungele abafuna indlela eqinile yokuthuthuka emsebenzini yesikhathi eside.

Santander:

  • Inezinhlelo zokuqeqeshwa okusheshayo ezisiza umuntu ukuba asuke ekubeni yikheshiya abe yisikhulu sezokuthengisa.
  • Yenza kube lula ukuthola izikhala zemisebenzi zangaphakathi ngenkundla yayo yenkampani.
  • Ikhuthaza ubuholi bentsha nokuhamba phakathi kwamagatsha nezifunda.

Womabili amabhange anikeza amathuba akhangayo okuthuthuka emsebenzini ngaphakathi kwenhlangano, nakuba kubonakala sengathi i-Santander isheshisa kakhulu uma kukhulunywa ngokukhushulwa okusheshayo.

Iyiphi ongayikhetha?

Ukukhetha phakathi kwe-BBVA ne-Santander kuzoncika ezintweni ezibalulekile kuwe. Uma wazisa ukuhleleka, ukuzinza nezinqubo ezicacile, i-BBVA ingaba yisinqumo esingcono kakhulu kuwe. Kodwa uma ukhetha indawo yokusebenza eguquguqukayo, enamandla negxile ekuthuthukeni okusheshayo, i-Santander ingakunikeza ulwazi olwanelisa kakhudlwana.

Womabili amabhange anezindinganiso eziphakeme zobungcweti, amaholo ancintisanayo nezinzuzo eziqinile. Isinqumo sakho sokugcina kufanele sisekelwe kumagugu akho, okulindele ekuthuthukeni kwakho nasohlotsheni lwesiko lasemsebenzini ozizwa ukhululekile kulo.

Okuthunyelwe okufanayo