Ngaba kunokwenzeka ukufumana imali-mboleko ungakhange wakhe imbali kwiBuró de Crédito?

Ewe, kunokwenzeka. Nangona ngaphambili iibhanki namaziko amaninzi emali ayevavanya kuphela abantu ababesele benembali yetyala, kule mihla kukho iindlela ezilungiselelwe ngokukodwa abantu abangenayo nayiphi na imbali yezemali ebhalisiweyo.

Uthelekiso lweeMali-mboleko ezikwi-Intanethi eMexico

Zaimoo 💰 $1,000 – $40,000 MXN
📈 Ukususela kwi-0.01% ngosuku
🕒 Iintsuku ezili-14 – iinyanga ezingama-24
Indlela yokufaka isicelo Finteres 💰 Isixa esiguquguqukayo
📈 Kuxhomekeke kwiprofayile yakho
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo CreditoZen 💰 $1,000 – $10,000 MXN
📈 0% kwimali-mboleko yokuqala
🕒 Ukuya kwiintsuku ezingama-61
Indlela yokufaka isicelo Dineromon 💰 Ukuya kwi-$12,000 MXN
📈 Ukususela kwi-3.752% ngosuku
🕒 Ukuya kwiintsuku ezingama-60
Indlela yokufaka isicelo Pezetita 💰 $1,000 – $150,000 MXN
📈 I-TAE ukuya kuthi ga kwi-36%
🕒 Iintsuku ezingama-61 – 90
Indlela yokufaka isicelo Crezu 💰 $1,000 – $150,000 MXN
📈 I-CAT ukuya kuthi ga kwi-36%
🕒 Iintsuku ezingama-91 – 120
Indlela yokufaka isicelo AndaCrédito 💰 Ukuya kwi-$150,000 MXN
📈 12% – 1,500% ngonyaka
🕒 Iinyanga ezi-3 – 12
Indlela yokufaka isicelo Ahora Crédito Online 💰 Isixa esiguquguqukayo
📈 Kuxhomekeke kwiprofayile
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo Kreditiweb 💰 Kuxhomekeke kwiprofayile yakho
📈 Uqikelelo lwasimahla
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo

Oku kuquka ulutsha olufuna imali-mboleko yalo yokuqala, abasebenzi abangekho kwicandelo elisesikweni, oosomashishini okanye abantu abangazange bafake sicelo semali-mboleko ngaphambili.

Ngenxa yokukhula kwefintech namaqonga okubolekisa ngemali edijithali, ngoku unokufumana imali ngaphandle kokuba nembali yetyala, ngaphandle kokufuna iziqinisekiso ezintsonkothileyo nangaphandle kokuxhomekeka kwiibhanki zesiqhelo.

Zisebenza njani iimali-mboleko ngaphandle kwembali yetyala?

La maqonga asebenzisa ezinye iindlela zokuvavanya abafaki-zicelo. Endaweni yokujonga amanqaku akho kwiBuró de Crédito, iinkampani ezininzi ze-fintech zihlalutya ezinye izinto:

1. Indlela oziphatha ngayo kwidijithali (i-imeyile, iinethiwekhi zokuncokola, ifowuni ephathwayo)
2. Ingeniso yenyanga nokuba ayibhaliswanga ngokusemthethweni
3. Uzinzo lomsebenzi okanye umsebenzi wezoqoqosho wakutshanje
4. Iinkcukacha ezisisiseko zebhanki
5. Ukungangqubani kweenkcukacha ozinikezileyo

Ngokusekelwe kwezi nkcukacha, banokugqiba enoba ungumfaki-sicelo onokuthenjwa na. Olu hlobo lohlalutyo lwenziwa kusetyenziswa ubukrelekrele bokwenziwa okanye iinkqubo ezizenzekelayo ezivumela ukuba kwenziwe isigqibo esinobulungisa ngakumbi, ingakumbi kubantu abangekabi nayo imbali yetyala.

Yintoni oyifunayo ukuze ufake isicelo?

✔ Yiba neminyaka eli-18 ubuncinane
✔ Yiba ne-CURP nesazisi esisemthethweni (i-INE okanye ipasipoti)
✔ Nika inombolo yefowuni ephathwayo ne-imeyile ezisebenzayo
✔ Yiba neakhawunti yebhanki ebhaliswe egameni lakho
✔ Amanye amaxwebhu asisiseko, njengeerisithi zengeniso okanye isitatimenti sebhanki (kwezinye iimeko)

Iinzuzo zokufaka isicelo semali-mboleko ungenayo imbali yetyala

✅ Unokufumana imali-mboleko nokuba awuzange ucele enye ngaphambili
✅ Yenye indlela yolutsha, abafundi okanye oosomashishini
✅ Wakha imbali yetyala kwasekuqaleni ngokuhlawula ngexesha
✅ Ilungele ukusombulula iimeko zikaxakeka okanye ukuqalisa iiprojekthi
✅ Inkqubo eyi-100% kwi-intanethi, akukho migca okanye maphepha maninzi
✅ Uvavanyo olujonga umntu ngokupheleleyo, lungaxhomekekanga kwiBuró de Crédito kuphela

Yintoni omawuyithathele ingqalelo ngaphambi kokufaka isicelo?

Kubalulekile ukuyifunda kakuhle imiqathango, ingakumbi iindleko zizonke zetyala neentlawulo zenzala. Kuba le yimali-mboleko engenayo imbali yangaphambili, kusenokwenzeka ukuba inzala iphakame kancinane kunaleyo yemali-mboleko yesiqhelo. Sekunjalo, ukuba uhlawula ngexesha, ungaqala ukwakha imbali eqinileyo eya kukuvulela amathuba amaninzi kwixesha elizayo.

Icebiso elibalulekileyo leli: ungaceli imali engaphezulu kunaleyo unokuyibuyisa. Ezi mali-mboleko zenzelwe iimeko zikaxakeka okanye iimfuno ezithile, kungekhona ukungena ematyaleni anokubeka imali yakho emngciphekweni.

Inyathelo lokuqala lokwakha imbali yakho yetyala

Ukufaka isicelo semali-mboleko ungenayo imbali yetyala kunokuba sisiqalo sobomi bakho bezemali. Ukuba ukhetha iqonga elifanelekileyo, uhlawula izavenge zakho kwaye uziphatha ngenkathalo, kungekudala uya kukwazi ukufikelela kwiimveliso ezibanzi ngakumbi njengamakhadi etyala, iimali-mboleko ezinkulu okanye neemali-mboleko zezindlu.

Awudingi mava, kufuneka nje wenze izinto ngenkathalo. Namhlanje kunokwenzeka ukuqala ekuqaleni uze uye kude.

Eli nqaku lenzelwe ukunika ulwazi kuphela. Imiqathango inokwahluka ngokweqonga ngalinye.