Iimfuno zokufaka izicelo zeemali-mboleko eMexico: Into ekufuneka uyazi ngaphambi kokuba ucele imali
Ziziphi iimfuno zokufaka isicelo semali-mboleko?
Ukufaka isicelo semali-mboleko eMexico kunokuba lula kakhulu kunokuba ucinga, ukuba nje uyahlangabezana neemfuno ezisisiseko ezifunwa ngamaziko emali okanye ngamaqonga edijithali.
Uthelekiso lweeMali-mboleko ezikwi-Intanethi eMexico
Zaimoo 💰 $1,000 – $40,000 MXN
📈 Ukususela kwi-0.01% ngosuku
🕒 Iintsuku ezili-14 – iinyanga ezingama-24
Indlela yokufaka isicelo Finteres 💰 Isixa esiguquguqukayo
📈 Kuxhomekeke kwiprofayile yakho
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo CreditoZen 💰 $1,000 – $10,000 MXN
📈 0% kwimali-mboleko yokuqala
🕒 Ukuya kwiintsuku ezingama-61
Indlela yokufaka isicelo Dineromon 💰 Ukuya kwi-$12,000 MXN
📈 Ukususela kwi-3.752% ngosuku
🕒 Ukuya kwiintsuku ezingama-60
Indlela yokufaka isicelo Pezetita 💰 $1,000 – $150,000 MXN
📈 I-TAE ukuya kuthi ga kwi-36%
🕒 Iintsuku ezingama-61 – 90
Indlela yokufaka isicelo Crezu 💰 $1,000 – $150,000 MXN
📈 I-CAT ukuya kuthi ga kwi-36%
🕒 Iintsuku ezingama-91 – 120
Indlela yokufaka isicelo AndaCrédito 💰 Ukuya kwi-$150,000 MXN
📈 12% – 1,500% ngonyaka
🕒 Iinyanga ezi-3 – 12
Indlela yokufaka isicelo Ahora Crédito Online 💰 Isixa esiguquguqukayo
📈 Kuxhomekeke kwiprofayile
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo Kreditiweb 💰 Kuxhomekeke kwiprofayile yakho
📈 Uqikelelo lwasimahla
🕒 Ixesha eliguquguqukayo
Indlela yokufaka isicelo
Enoba uya kwibhanki yesiqhelo okanye kwinkampani ye-fintech esebenza kwi-intanethi eyi-100%, kukho amaxwebhu neemeko ezifunekayo phantse kuzo zonke iimeko.
Ukwazi ezi mfuno kwasekuqaleni kukuvumela ukuba wonge ixesha, uphephe ukwaliwa kwezicelo ngokungeyomfuneko kwaye ulungiselele yonke into efunekayo ukuze isicelo sakho samkelwe ngokukhawuleza.
Iimfuno eziqhelekileyo zokufaka isicelo semali-mboleko
✔ Yiba mdala ngokwasemthethweni: Kufuneka ube neminyaka eli-18 ubuncinane (kwezinye iimeko, engama-21) kwaye ube nesazisi esisemthethweni esisasebenzayo njenge-INE okanye ipasipoti.
✔ Yiba ne-CURP ne-RFC: Amaqonga kufuneka aqinisekise ukuba ungubani aze abhalise ngokusemthethweni intengiselwano.
✔ Yiba nobungqina bendawo yokuhlala: Ngokuqhelekileyo, amatyala eenkonzo ezifana namanzi, umbane okanye i-intanethi ayamkelwa ukuba awadlulanga kwiinyanga ezi-3.
✔ Yiba nobungqina bengeniso: Oku kunokuba ziirisithi zomvuzo, iingxelo zeakhawunti yebhanki okanye ubungqina bengeniso yomsebenzi ozimeleyo.
✔ Yiba nefowuni ephathwayo ne-imeyile ezisebenzayo: Zibalulekile ukuze kuqhagamshelwane nawe kwaye ufumane iinkcukacha ngemali-mboleko.
✔ Yiba neakhawunti yebhanki ebhaliswe egameni lakho: Imali-mboleko iza kufakwa apho ukuba isicelo samkelwe.
✔ Yiba nembali yetyala engenaziphene okanye eyamkelekileyo: Amanye amaziko ajonga iBuró de Crédito ngaphambi kokuvuma isicelo. Amanye abonelela ngeemali-mboleko kwanokuba unerekhodi yetyala elingelihle.
Ngaba ungacela imali-mboleko ungakhange uhlangabezane nazo zonke ezi mfuno?
Impendulo nguewe, ingakumbi xa kuthethwa ngamaqonga edijithali neenkampani ze-fintech ezibonelela ngeendlela eziguquguqukayo ngakumbi. Umzekelo:
✅ Iimali-mboleko ngaphandle kokujongwa kwiBuró de Crédito: Iinkampani ezifana neZaimoo, iEscampa okanye iAhora Crédito azixhomekekanga kwimbali yakho yetyala xa zivuma isicelo.
✅ Ngaphandle kobungqina bengeniso: Ezinye iindlela zamkela ingeniso engabhaliswanga ngokusemthethweni okanye isibhengezo sakho ukuba awunazo iirisithi ezisemthethweni.
✅ Ngaphandle komqinisekisi: Uninzi lweemali-mboleko zobuqu zanamhlanje alufuni siqinisekisi, ingakumbi xa imali ebolekwayo incinci okanye iphakathi.
Ezi ndlela ziluncedo ukuba usaqala ubomi bakho bezemali, usebenzela wena okanye awukabi nayo imbali epheleleyo yetyala.
Iingcebiso ezibalulekileyo zokunceda isicelo sakho samkelwe
🔸 Qinisekisa ukuba amaxwebhu akho asexesheni kwaye ayafundeka
🔸 Qinisekisa ukuba iinkcukacha zakho ziyafana kuzo zonke iifomu
🔸 Sukuzama ukufihla iinkcukacha ngamatyala okanye ngengeniso
🔸 Ukuba unako, bonisa ubungqina bengeniso nokuba ayibhaliswanga ngokusemthethweni
🔸 Funda kakuhle imiqathango ngaphambi kokuba wamkele isithembiso
Kwenzeka ntoni ukuba awuhlangabezani nenye yeemfuno?
Ungakhathazeki. Kukho iindlela eziguquguqukayo nezilungele abantu abaneemeko ezahlukeneyo. Ukuba awunako ukubonisa ubungqina bengeniso okanye unembali embi yetyala, ungaqala ngeemali-mboleko ezincinci, uzibuyise ngexesha uze ngaloo ndlela wakhe irekhodi lakho. Njengoko uqhubeka, uya kukwazi ukufikelela kwiimali ezinkulu nakwimiqathango elunge ngakumbi.
Ukufaka isicelo semali-mboleko akufuneki kube yinto enzima. Ukuba uyazi into oyifunayo, ulungiselela amaxwebhu afanelekileyo kwaye ukhethe iqonga ngononophelo, inkqubo iya kuba lula kakhulu kunokuba ucinga.
Iinkcukacha ezikweli nqaku zezokunika ulwazi kuphela. Iziko ngalinye lisenokutshintsha iimfuno nemiqathango yalo ngokwemigaqo yalo.