Isibonelelo sosapho saseCafam: Fumanisa ukuba ngoobani abanokusifaka isicelo nokuba baza kufumana malini

Ngutechnisor
Iintengiso

Isibonelelo sosapho seCafam sisibonelelo sentlalo esibalulekileyo kubasebenzi abaninzi baseColombia. Olu ncedo lwemali lujolise ekunciphiseni umthwalo wabo bantu baxhomekeke kubo. Ngezantsi kunikwe ulwazi oluphambili malunga nokuba ngoobani abanokusifaka isicelo nangeenzuzo esizibonelelayo.

Esi sibonelelo sijoliswe ngokukodwa kubasebenzi abahlangabezana nemiqathango ethile. Iimali zinokwahluka ngokwemeko yomsebenzi nangokwabantu abaxhomekeke kuye. Apha kuchazwe iinkcukacha ezibalulekileyo.

ICafam ibonelela ngoncedo olubalulekileyo ngesibonelelo sayo sosapho, esinokunceda ekuthomalaliseni uxinzelelo lwezemali kumakhaya. Makhe sifunde ngakumbi ngalo mba.

Iintengiso

Iimali ezibonelelwa ngomntwana okanye ngomnye umntu oxhomekeke kumsebenzi

Isibonelelo sosapho seCafam sibonelela ngeemali ezahlukeneyo zoncedo, ngokuxhomekeke kwiimeko zomntu oxhamlayo. Iimali ezimiselweyo zezi:

  • Ngomntu ngamnye oxhomekeke kumsebenzi: $65.100.
  • Abaxhamli abangabantu abaxhomekeke kubasebenzi beenkampani zecandelo lezolimo: $74.865.
  • Abaxhamli abakhubazekileyo: $130.200.
  • Abaxhamli abakhubazekileyo abangabantu abaxhomekeke kubasebenzi beenkampani zecandelo lezolimo: $149.730.

Ngoobani abantu abaxhomekeke kumsebenzi?

Kubalulekile ukuqonda ukuba ngoobani abagqalwa njengabantu abaxhomekeke kumsebenzi ukuze ukwazi ukufumana isibonelelo. Ngokutsho kweCafam, aba bantu baquka:

  • Abantwana abaneminyaka engekho ngaphezu kwe-18, kuquka abo basemthethweni, abamkelweyo, abantwana bomtshato wesibini nabo bazalwa ngokwemvelo.
  • Abantakwabo okanye oodadewabo abangekagqithi kwiminyaka eli-18, abafelwe ngabazali, abahlala nomsebenzi nabaxhomekeke kuye ngokwezimali.
  • Abazali bomsebenzi abaneminyaka engaphezu kwama-60 nabangafumani pension, mvuzo okanye ngeniso.
  • Abazali okanye abantakwabo okanye oodadewabo abakhubazekileyo okanye abanamandla omzimba ancitshisiweyo.

Ziziphi iimfuno ekufuneka umsebenzi ahlangabezane nazo?

Ukuze bafumane isibonelelo sosapho seCafam, abasebenzi kufuneka bahlangabezane neemfuno eziliqela. Zezi:

  • Ukuba ngumsebenzi oqeshwe ngumqeshi kwingingqi yaseCundinamarca.
  • Ukusebenza ubuncinane iiyure ezingama-96 ngenyanga.
  • Umvuzo wenyanga womsebenzi akufuneki udlule kwi-4 SMLMV (imivuzo ephantsi esemthethweni esebenzayo).
  • Xa kudityaniswa umvuzo womsebenzi noweqabane lakhe, akufuneki idlule kwi-6 SMLMV.
  • Ukuba umvuzo odityanisiweyo uphakathi kwe-4 ne-6 SMLMV, mnye kuphela kwaba babini (umsebenzi okanye utata womntwana wemvelo) onokufumana isibonelelo semali sabantwana abanabo bobabini.
  • Ukuba umvuzo odityanisiweyo womsebenzi noweqabane lakhe ungaphantsi okanye ulingana ne-4 SMLMV, bobabini banokufumana isibonelelo semali sabantwana abanabo bobabini.
  • Ukuba nabantu abaxhomekeke kuye abanelungelo lokufumana esi sibonelelo.

Isibonelelo sosapho seCafam sifakwa kangaphi?

Enye into ebalulekileyo ekufuneka iqwalaselwe kukuba isibonelelo sosapho sihlawulwa rhoqo kangakanani. Ngokutsho kolwazi olunikelwe yiCafam, intlawulo yenziwa:

  • Ngomhla wokugqibela wokusebenza wenyanga nganye.
  • Imali ifakwa kwiTarjeta Integral Cafam yabaxhamli.

Singakhutshwa phi isibonelelo sosapho seCafam?

Ukuze ufumane imali yesibonelelo sosapho, kubalulekile ukuba iTarjeta Integral de Cafam yakho isebenze. Ngale ndlela:

  • Ungayikhupha imali uyifumane iyikheshi.
  • Unokuthenga kwiivenkile zakwaÉxito.
  • Unokusebenzisa izaphulelo neenzuzo ezibonelelwa yingxowa-mali yembuyekezo.
  • Unokusebenzisa isibonelelo kwiinkonzo ezifana nokhenketho, ukuzonwabisa, imfundo, phakathi kwezinye.

Ingaba isibonelelo sosapho seCafam siyaphelelwa?

Kubalulekile ukukhumbula ukuba isibonelelo sosapho sinexesha elimiselweyo lokusebenza. Ukuba umsebenzi obhalise njengelungu akasifaki ibango lesibonelelo semali kwiminyaka emithathu elandela ukuvunywa kwaso:

  • Ilungelo lokubanga imali liya kuphelelwa ngokomthetho.
  • Kufuneka kusetyenziswe imali efakwe kwiTarjeta Integral Cafam.

Isibonelelo sosapho seCafam sisixhobo esibalulekileyo kubasebenzi abahlangabezana neemfuno ezimiselweyo. Xa besazi iimali ezibonelelwa ngomntwana ngamnye kunye nemiqathango yokufaneleka, abasebenzi banokucwangcisa ngcono uhlahlo lwabiwo-mali lweentsapho zabo.

Ukufumana olu hlobo lwenkxaso yentlalo akuniki kuphela isiqabu kwezemali, kodwa kukwanceda ekuphuculeni impilo-ntle yamakhaya aseCundinamarca. Ngeenzuzo zeTarjeta Integral Cafam nangeenkonzo ngeenkonzo ezahlukahlukeneyo ezinokusetyenziswa, abasebenzi banokukhetha iindlela ezininzi zokusebenzisa olu ncedo.

Kubalulekile ukuba abaxhamli bahlale benolwazi ngamaxesha okuhlawulwa nangeemeko ezinokuchaphazela ukufumana isibonelelo. Ukusisebenzisa ngokufanelekileyo isibonelelo sosapho kunokuphucula kakhulu umgangatho wobomi beentsapho namandla azo okujongana nemingeni yemihla ngemihla yezoqoqosho.

Okokugqibela, khumbula ukuba ukubhalisa kwiCaja de Compensación linyathelo elibalulekileyo ukuze ufumane ezi nezinye izibonelelo. Ukwazi ngamalungelo neenzuzo onazo njengomsebenzi kunokukunceda ufikelele kwimpilo-ntle engcono kwezoqoqosho nasentlalweni. Ngaloo ndlela, isibonelelo sosapho seCafam sibaluleke kakhulu kwimeko yengqesho yaseColombia.

Amanqaku afanayo