Ungaphuma kanjani ku-Buró de Crédito eMexico isinyathelo ngesinyathelo

Ngutechnisor

Okokuqala: kungenzeka ngempela yini “ukuphuma” ku-Buró?

Izikhangiso

Okokuqala, udinga ukwazi iqiniso elibalulekile: ukuba nerekhodi ku-Buró akuyona into embi.
Bonke abantu abanemalimboleko noma abake baba nayo babhalwe lapho.

Okubalulekile akukhona “ukuphuma”, kodwa ukuthuthukisa irekhodi elivela emlandweni wakho wesikweletu.

Uma okufunayo kuwukuthi ususe izikweletu esezidlulelwe isikhathi, ulungise amaphutha noma uhlanze isithunzi sakho sezezimali, lesi sihloko ngesakho ngqo.

Izikhangiso

Kungani unerekhodi elibi ku-Buró?

Nazi izizathu ezivame kakhulu:

✅ Awuzange ukhokhe imali mboleko ngesikhathi nangendlela efanele
✅ Ukhokhe njalo sekwephuzile
✅ Unesikweletu esidlulelwe isikhathi esingakhokhiwe
✅ Kukhona iphutha noma isikweletu okungesona esakho
✅ Wasayina njengomqinisekisi, kodwa umboleki oyinhloko akazange afeze izibopho zakhe

Uma lokhu kwenzeka, umlando wakho uyathinteka futhi amaphuzu akho esikweletu ayehla, okunciphisa amathuba akho okuthola eminye imikhiqizo yezezimali.

Izinyathelo zokuphuma ku-Buró de Crédito (noma zokuhlanza umlando wakho)

1. Cela i-Reporte de Crédito Especial yakho
Ngaphambi kokwenza okuthile, udinga ukwazi ngokuqinisekile ukuthi yini evela emlandweni wakho.
Ungakwenza mahhala kanye ngonyaka lapha 👉 www.burodecredito.com.mx

2. Thola izikweletu noma amarekhodi amabi
Hlola umbiko wakho uthole:
• Izikweletu ezisasebenza
• Izinkokhelo ezibambezelekile
• Imalimboleko esidlulelwe isikhathi
• Izikhalazo noma ukukhwabanisa

3. Hlola ukuthi amarekhodi bekufanele ngabe asusiwe yini
Ngokomthetho, amarekhodi amabi asuswa ngokuzenzakalelayo ngokwenani lesikweletu:

  • Ngaphansi kuka-$25 UDIS (~$200 MXN): kususwa phakathi konyaka ongu-1
  • Kusuka ku-$25 kuye ku-$500 UDIS: ngemva kweminyaka emi-2
  • Kusuka ku-$500 kuye ku-$1000 UDIS: ngemva kweminyaka emi-4
  • Ngaphezu kuka-$1000 UDIS: ngemva kweminyaka engu-6 (uma nje kungekho kukhwabanisa)

4. Khokha izikweletu ezisasebenza noma uxoxisane nesikhungo
Uma usukhokhile, irekhodi liyabuyekezwa libe “I-akhawunti ivaliwe – ikhokhiwe”.
Lokhu akususi umlando ngokushesha, kodwa kuthuthukisa isithunzi sakho sesikweletu.

Si no puedes pagar todo, muchos bancos permiten liquidaciones con descuento, y te emiten una carta finiquito.

5. Faka isicelo sesikhalazo uma kukhona amaphutha
Uma uthola izikweletu okungezona ezakho noma izinkokhelo osuzikhokhile kodwa ezisabonakala:

✅ Faka isikhalazo ngokuqondile kuwebhusayithi yeBuró
✅ Namathisela ubufakazi namadokhumenti avumelekile
✅ Uzothola impendulo zingakapheli izinsuku ezingu-29

6. Linda ukuthi umlando wakho ubuyekezwe
Ngemva kokukhokha noma ukufaka isikhalazo, iBuró ibuyekeza umbiko ezinsukwini ezilandelayo ezingu-30 zekhalenda.
Hlola amaphuzu akho esikweletu futhi uqinisekise izinguquko.

7. Hlola umlando wakho njalo
Sebenzisa izinhlelo zokusebenza ezifana ne-Kueski, Resuelve tu Deuda noma iBuró Móvil ukuze ulandelele imisebenzi yakho, amaphuzu akho esikweletu nezaziso.

Yini okungafanele uyenze uma ukuBuró?

⛔ Ungazikhohlisi izithembiso ezingamanga zokuthi “uzosuswa kuBuró” ngemali
⛔ Ungazibalekeli izikweletu zakho ungazami ukuxoxisana kuqala
⛔ Ungasayini izivumelwano zemalimboleko emisha ungakayifundi imigomo

Kwenzekani lapho umlando wakho uba ngcono?

✅ Amaphuzu akho esikweletu aqala ukukhuphuka kancane kancane
✅ Amabhange ayawubona umzamo wakho wokulungisa isimo sakho
✅ Ungathola imalimboleko enenzalo engcono
✅ Ungagunyazwa ukuqasha indawo, ukuthola amakhadi nezinsizakalo

Ukuphuma kuBuró akuyona into yomlingo, kuyinqubo yangempela eqala ngolwazi nangokuthatha izinyathelo.

Okuthunyelwe okufanayo