Kungenzeka yini ukuthola imalimboleko ungakabi nomlando esikhungweni solwazi lwezikweletu?

Izikhangiso

Yebo, kungenzeka. Nakuba ngokwesiko amabhange nezikhungo eziningi zezezimali zazihlola kuphela abantu ababenomlando wesikweletu, namuhla kunezinye izindlela eziklanyelwe abantu abangenalo nhlobo irekhodi lezezimali.

Ukuqhathaniswa Kwezimali Mboleko Eziku-inthanethi eMexico

Zaimoo 💰 $1,000 – $40,000 MXN
📈 Kusukela ku-0.01% ngosuku
🕒 Izinsuku ezingu-14 – izinyanga ezingu-24
Indlela Yokufaka Isicelo
Finteres 💰 Isamba esishintshashintshayo
📈 Kuye ngephrofayela yakho
🕒 Isikhathi sokukhokha esiguquguqukayo
Indlela Yokufaka Isicelo
CreditoZen 💰 $1,000 – $10,000 MXN
📈 Imali mboleko yokuqala engu-0%
🕒 Kufika ezinsukwini ezingu-61
Indlela Yokufaka Isicelo
Dineromon 💰 Kufika ku-$12,000 MXN
📈 Kusukela ku-3.752% ngosuku
🕒 Kufika ezinsukwini ezingu-60
Indlela Yokufaka Isicelo
Pezetita 💰 $1,000 – $150,000 MXN
📈 I-TAE ifika ku-36%
🕒 Izinsuku ezingu-61 – 90
Indlela Yokufaka Isicelo
Crezu 💰 $1,000 – $150,000 MXN
📈 I-CAT ifika ku-36%
🕒 Izinsuku ezingu-91 – 120
Indlela Yokufaka Isicelo
AndaCrédito 💰 Kufika ku-$150,000 MXN
📈 12% – 1,500% ngonyaka
🕒 Izinyanga ezingu-3 – 12
Indlela Yokufaka Isicelo
Ahora Crédito Online 💰 Isamba esishintshashintshayo
📈 Kuye ngephrofayela
🕒 Isikhathi sokukhokha esiguquguqukayo
Indlela Yokufaka Isicelo
Kreditiweb 💰 Kuye ngephrofayela yakho
📈 Ukulinganisa kwamahhala
🕒 Isikhathi sokukhokha esishintshashintshayo
Indlela Yokufaka Isicelo

Lokhu kuhlanganisa abantu abasha abafuna imali mboleko yabo yokuqala, kanye nabasebenzi abasemsebenzini ongahlelekile, osomabhizinisi noma abantu abangakaze bafake isicelo sesikweletu ngaphambili.

Izikhangiso

Ngenxa yokwanda kwama-fintech namapulatifomu emalimboleko edijithali, manje ungathola imali ungenawo umlando wesikweletu, ngaphandle kwezibambiso eziyinkimbinkimbi futhi ungadingi ukuthembela ezikhungweni zamabhange zendabuko.

Isebenza kanjani imali mboleko engenawo umlando wesikweletu?

Lawa mapulatifomu asebenzisa ezinye izindlela zokuhlola. Esikhundleni sokubheka isikolo sakho sesikweletu e-Buró de Crédito, izinkampani eziningi ze-fintech zihlaziya ezinye izici:

  1. Ukuziphatha kwakho kwedijithali (i-imeyili, izinkundla zokuxhumana, umakhalekhukhwini)
  2. Imali engenayo yanyanga zonke, ngisho noma ingabhalisiwe ngokusemthethweni
  3. Ukuzinza emsebenzini noma umsebenzi wezomnotho wakamuva
  4. Imininingwane eyisisekelo yasebhange
  5. Ukuhambisana kolwazi olunikeziwe

Ngokusekelwe kulokhu, zinganquma ukuthi ungumfakisicelo onokwethenjelwa yini. Lolu hlobo lokuhlaziya lwenziwa ngobuhlakani bokwenziwa noma ngezinqubo ezizenzakalelayo ezivumela isinqumo esinobulungiswa kakhudlwana, ikakhulukazi kulabo abangakabi nawo umlando wesikweletu.

Yini oyidingayo ukuze ufake isicelo?

✔ Ukuba neminyaka engu-18 noma ngaphezulu
✔ Ukuba ne-CURP nomazisi osemthethweni (i-INE noma ipasipoti)
✔ Ukunikeza inombolo yomakhalekhukhwini nekheli le-imeyili elisebenzayo
✔ Ukuba ne-akhawunti yasebhange ebhaliswe egameni lakho
✔ Obunye ubufakazi obuyisisekelo, njengamarisidi emali engenayo noma isitatimende sasebhange (kwezinye izimo)

Izinzuzo zokufaka isicelo semali mboleko ungenawo umlando wesikweletu

✅ Ungayithola ngisho noma ungakaze ucele isikweletu ngaphambili
✅ Enye indlela yabantu abasha, abafundi noma osomabhizinisi
✅ Wakha umlando wesikweletu kusukela ekuqaleni ngokukhokha ngesikhathi
✅ Ilungele ukuxazulula izimo eziphuthumayo noma ukuqala amaphrojekthi
✅ Inqubo engu-100% eku-inthanethi, ngaphandle kolayini namaphepha amaningi
✅ Ukuhlolwa okugxile kakhulu kumuntu, okungancikile kuphela e-Buró de Crédito

Yini okufanele uyicabangele ngaphambi kokufaka isicelo?

Kubalulekile ukufunda ngokucophelela imigomo nemibandela, ikakhulukazi izindleko eziphelele zesikweletu kanye namazinga enzalo. Njengoba kuyimali mboleko engenawo umlando wangaphambilini, kungenzeka ukuthi inzalo iphakame kancane kuneyesikweletu sendabuko. Noma kunjalo, uma ukhokha ngesikhathi, ungaqala ukwakha umlando oqinile ozokuvulela amathuba amaningi esikhathini esizayo.

Isincomo esibalulekile yilesi: ungaceli imali engaphezu kwaleyo ongakwazi ukuyikhokha. Le mali mboleko yenzelwe izimo eziphuthumayo noma izidingo ezithile, hhayi ukuqongelela izikweletu ezibeka engcupheni izimali zakho.

Isinyathelo sokuqala sokwakha umlando wakho wesikweletu

Ukufaka isicelo semalimboleko ngaphandle komlando wesikweletu kungaba isinyathelo sokuqala sokuqala impilo yakho yezezimali. Uma ukhetha inkundla efanele, ukhokha ngesikhathi futhi uziphatha ngendlela enesibopho, maduze uzokwazi ukufinyelela emikhiqizweni ebanzi njengamakhadi esikweletu, izimalimboleko ezinkulu noma ngisho nezimalimboleko zezindlu.

Awudingi ulwazi lwangaphambilini; okudingekayo nje ukwenza izinto ngendlela enesibopho. Namuhla ungaqala ekuqaleni futhi ufinyelele kude.

Le ndatshana ingeyokwazisa. Imigomo ingahluka kuye ngenkundla ngayinye.

Okuthunyelwe okufanayo