Izabelo ezintsha ze-Mi Casa Ya: thola ukuthi obani abazothola isibonelelo

Uhlelo lwe-Mi Casa Ya lumemezele ukuthi kwabelwe izibonelelo ezintsha.

Le nzuzo ihlose ukwenza kube lula ukuthola ikhaya.

Qhubeka uthole ukuthi obani abahlomula ngalolu sizo.

Iyini i-Mi Casa Ya?

I-Mi Casa Ya iwuhlelo lukahulumeni waseColombia oluhlose ukwenza kube lula ngemindeni ehola kancane ukuthola indlu. Luhlinzeka ngezibonelelo kubantu abangenazo izindlu futhi abafisa ukuthenga ikhaya labo lokuqala. Lesi sinyathelo siyingxenye yomzamo obanzi wokunciphisa ukushoda kwezindlu eColombia nokuthuthukisa izinga lokuphila kwezakhamuzi zakhona.

Lolu hlelo aluhlinzeki ngezibonelelo zenkokhelo yokuqala kuphela, kodwa lunikeza nezinzuzo zokwehlisa amazinga enzalo emalimbolekweni yezindlu. Ngale ndlela, luhlose ukwenza kube lula ukuthenga indlu entsha kulabo abayidinga kakhulu.

Izimfuneko zokufaka isicelo sesibonelelo

Ukuze abafaka izicelo bafanelekele uhlelo i-Mi Casa Ya, kufanele bahlangabezane nezimfuneko ezithile eziyisisekelo. Okokuqala, kufanele babe izakhamuzi zaseColombia futhi bangabi ngabanikazi banoma iyiphi indlu ezweni. Ngaphezu kwalokho, kudingeka ukuthi imali engenayo yenyanga yonke yomndeni ilingane noma ibe ngaphansi kwamaholo amane amancane asemthethweni asebenza njengamanje.

Enye imfuneko ebalulekile ukuthi indlu ezothengwa ibe sendaweni yasemadolobheni futhi ibe yintsha. Lokhu kusho ukuthi le ndlu akumele ngabe yake yahlalwa muntu. Abafaka izicelo kufanele balethe yonke imibhalo edingekayo ukuze bafakazele isimo sabo sezomnotho nesomndeni ngesikhathi befaka isicelo.

Inqubo yokukhetha abahlomulayo

Inqubo yokukhetha abahlomulayo bohlelo i-Mi Casa Ya iqinile futhi isobala. Yenziwa ngohlelo lwamaphuzu oluhlola isimo senhlalo nezomnotho sabafake izicelo. Phakathi kwezindlela ezicatshangelwayo kubalwa inani lamalungu omndeni, imali engenayo yenyanga yonke kanye nezinye izimo ezithile ezingathinta ikhono lawo lokuthenga indlu.

Kubalulekile ukuqaphela ukuthi imindeni enemali engenayo ephansi kakhulu akuyona yodwa ebekwa eqhulwini; kubhekwa nezinye izici ezifana nokuba khona kwabantu abakhubazekile emndenini noma omama abaphethe imindeni. Le ndlela ebanzi ihlose ukuqinisekisa ukuthi izibonelelo zifinyelela kulabo abazidinga kakhulu.

Ukusatshalaliswa kwezibonelelo

Ngemva kokukhethwa kwabahlomulayo, uhlelo i-Mi Casa Ya lusabalalisa izibonelelo ngokwezidingo ezithile zomndeni ngamunye. Izibonelelo zenkokhelo yokuqala zivame ukuba phakathi kuka-20% no-30% yenani eliphelele lendlu, kuye ngemali engenayo yomndeni.

Ngaphezu kwalokho, lolu hlelo luhlinzeka ngokunciphisa izinga lenzalo yemalimboleko yezindlu, okwenza imindeni ikwazi ukwehlisa kakhulu izindleko eziphelele zokuxhaswa ngezimali. Ngale ndlela, akuhlosiwe nje ukwenza kube lula ukuthola indlu efanele, kodwa nokuqinisekisa ukusimama kwezezimali kwemindeni ehlomulayo esikhathini eside.

Umthelela wohlelo emphakathini

Umthelela wohlelo i-Mi Casa Ya emphakathini waseColombia ube mkhulu. Kusukela lwaqalwa, izinkulungwane zemindeni zikwazile ukuthola amakhaya azo, zathuthukisa izinga lokuphila nokuzinza kwazo kwezomnotho. Lokhu kube nesandla ekunciphiseni ukushoda kwezindlu futhi kwakhuthaza umkhakha wezokwakha, kwadala amathuba emisebenzi kwaphinde kwavuselela umnotho.

Ngaphezu kwalokho, ukuthola indlu efanele akuthuthukisi nje kuphela inhlalakahle yomuntu ngamunye, kodwa kunomthelela omuhle nasemphakathini uwonke. Imindeni enomuzi wayo ijwayele ukuzihlanganisa kangcono nendawo ehlala kuyo, okukhuthaza ubumbano emphakathini nokuthuthuka kwawo.

Izinselele namathemba esikhathi esizayo

Naphezu kwempumelelo eseyitholakele, uhlelo i-Mi Casa Ya lubhekene nezinselele ezinkulu. Isidingo sezibonelelo sidlula kakhulu inani lezitholakalayo, okuholela ohlwini lwabalindile nokukhungatheka kwabafaka izicelo. Ngaphezu kwalokho, ukuguquguquka komnotho nezinguquko ezinqubweni zikahulumeni kungaphazamisa ukuqhubeka nokwandiswa kwalolu hlelo.

Esikhathini esizayo, kubalulekile ukuthi uhulumeni waseColombia aqhubeke nokuqinisa izinqubomgomo zezindlu zomphakathi futhi enze izinto ezintsha kuzo. Lokhu kuhlanganisa ukufuna imithombo emisha yezimali, ukuthuthukisa izinqubo zokukhetha nokwandisa ukufinyelelwa kohlelo ukuze lufinyelele imindeni eminingi edinga usizo.

Sengiphetha, uhlelo i-Mi Casa Ya luyithuluzi elibalulekile lokuthuthukisa ukutholakala kwezindlu eColombia. Nakuba lubhekene nezinselele, izinzuzo zalo zisobala futhi luyaqhubeka nokuba nomthelela omuhle ezimpilweni zemindeni eminingi. Ikusasa lizoncika ekugcineni ukuzibophezela kukahulumeni nomphakathi ukuze kuqinisekiswe ukuthi abantu abaningi baseColombia bayakwazi ukufeza iphupho lokuba nekhaya labo.