Imali mboleko ye-BBVA yabathola iholo ku-akhawunti ye-BBVA

Imali mboleko ye-BBVA eboshelwe eholweni ingenye yezinketho ezilungele kakhulu ezinikezwa yibhange kumakhasimende athola iholo lawo ngokuqondile ku-akhawunti ye-BBVA.

Lolu hlobo lwemali mboleko lugqama ngokuthi kulula ukulugunyaza, lunikeze amanani enzalo akhethekile, futhi lukwazi ukukhokhwa ngokuzenzakalelayo ku-akhawunti efanayo lapho kufakwa khona iholo.

Kulo mhlahlandlela uzofunda ukuthi isebenza kanjani imali mboleko ye-BBVA eboshelwe eholweni, ukuthi yiziphi izinzuzo zayo, izidingo kanye nezinyathelo zokufaka isicelo sayo.

🏦 Izici eziyinhloko zemali mboleko ye-BBVA eboshelwe eholweni

Imali mboleko yeholo ye-BBVA yakhelwe abasebenzi abahola ngokuqashwa nabathola iholo labo ku-akhawunti ye-BBVA.

Inzuzo yayo enkulu ukuthi ibhange seliyawazi umlando wemali engenayo yekhasimende, okuthi kwenze kube lula ukugunyaza imali mboleko futhi kuthuthukise imigomo yayo.

1. Amanani atholakalayo: kusukela ku-$5,000 kuya ku-$750,000 MXN, kuye ngomlando wakho nangokuthi usunesikhathi esingakanani usebenza.
2. Isikhathi sokukhokha: phakathi kwezinyanga ezingu-6 nezingu-72, futhi ungayikhokha yonke kusenesikhathi ngaphandle kwenhlawulo.
3. Izinga lenzalo: elikhethekile kumakhasimende aneholo elifakwa njalo ku-BBVA, ngokuvamile liphakathi kuka-18 % no-35 % ngonyaka.
4. I-CAT emaphakathi: icishe ibe 36 %, kuye ngephrofayela yekhasimende.
5. Ukudonswa kwemali okuzenzakalelayo: inkokhelo yanyanga zonke idonswa ngokuqondile ku-akhawunti yakho yeholo.

Lezi zici zenza imali mboleko ye-BBVA eboshelwe eholweni ibe yisixazululo esifanele sokuxhasa amaphrojekthi akho, ukuhlanganisa izikweletu noma ukubhekana nezimo eziphuthumayo ngaphandle kwezinkinga.

Kafushane, lo ngumkhiqizo osheshayo, onamazinga enzalo ancintisanayo nohlelo lokukhokha olulula noluphephile.

📋 Izidingo zokufaka isicelo semali mboleko ye-BBVA eboshelwe eholweni

Ngaphambi kokuqala ukufaka isicelo, qinisekisa ukuthi uyahlangabezana nezidingo eziyisisekelo ezibekwe yibhange.

Lokhu kuzokusiza ukuba usheshise inqubo futhi wandise amathuba okugunyazwa.

1. Iholo lakho kufanele lifakwe ku-BBVA México.
2. Kufanele ube ngumuntu oyedwa ongawenzi umsebenzi webhizinisi.
3. Ubudala obuncane beminyaka engu-18 nobuphezulu beminyaka engu-84 (kubalwa nesikhathi semali mboleko).
4. Isikhathi esincane osebenze ngaso emsebenzini yizinyanga ezingu-3.
5. Imali engenayo yanyanga zonke kufanele okungenani ibe ngu-$2,000 MXN.
6. Umazisi osemthethweni osasebenza (INE noma ipasipoti).
7. Ubufakazi bendawo ohlala kuyo obusanda kukhishwa (obungeqi ezinyangeni ezi-3 ubudala).

Uma uhlangabezana nalezi zidingo, ungafaka kalula isicelo semali mboleko ngohlelo lokusebenza noma kuphothali ye-BBVA.

Kafushane, izimfuneko zilula futhi zenzelwe abasebenzi abasemthethweni abafuna imali etholakala ngokushesha, besekelwa ngokugcwele yibhange.

💻 Indlela yokufaka isicelo semali mboleko ye-BBVA eboshelwe eholweni, isinyathelo ngesinyathelo

Inqubo yokufaka isicelo ingenziwa yonke ku-inthanethi, ngaphandle kokuya egatsheni lebhange.

Udinga kuphela ukuba ne-akhawunti esebenzayo nokuxhumeka ku-inthanethi.

1. Vakashela ingosi ethi www.bbva.mx noma uvule uhlelo lokusebenza lwe-BBVA México.
2. Ngena ngemvume usebenzisa igama lakho lomsebenzisi nephasiwedi.
3. Yiya esigabeni esithi “Izikweletu nemali mboleko”.
4. Khetha okuthi “Imali mboleko ye-BBVA eboshelwe eholweni”.
5. Sebenzisa isilingisi ukuze ubale inani nesikhathi sokukhokha okuhambisana kangcono nezidingo zakho.
6. Gcwalisa isicelo ku-inthanethi. Uhlelo luzoqinisekisa imininingwane yakho ngokuzenzakalelayo.
7. Uzothola imvume yokuqala ngemizuzu embalwa.
8. Sayina nge-elekthronikhi bese imali ifakwa ngokuqondile ku-akhawunti yakho yeholo.

Le nqubo iyashesha, isobala futhi iphephe ngokuphelele ngenxa yokuqinisekisa ngobuchwepheshe be-biometric kanye nethokheni yedijithali ye-BBVA.

Kafushane, ungathola imali mboleko yakho ngaphandle kwamaphepha, ngaphansi kwemizuzu engu-10, futhi ube nokuthula kwengqondo ngokusebenzisana ngokuqondile nebhange lakho.

💡 Izinzuzo zemali mboleko ye-BBVA eboshelwe eholweni

Imali mboleko yeholo ye-BBVA inikeza izinzuzo ezikhethekile uma iqhathaniswa nezinye izinhlobo zezikweletu.

Nazi izinzuzo eziyinhloko:

1. Amazinga enzalo akhethekile: ngoba iholo lakho lifakwa ku-BBVA, ukhokha inzalo encane.
2. Ukudonswa kwemali okuzenzakalelayo: akudingeki ukhathazeke ngezinsuku zokukhokha.
3. Ukugunyazwa ngokushesha: ngenxa yomlando wangaphakathi wemali engenayo nokwenziwe ku-akhawunti.
4. Akudingeki isiqinisekisi noma isibambiso: imali mboleko inikezwa ngokusekelwe eholweni lakho elifakwa njalo.
5. Ukukhokha kusenesikhathi ngaphandle kwenhlawulo: ungakhokha yonke imali oyikweletayo ngaphambi kwesikhathi bese wonga enzalweni.

Lezi zinzuzo zenza imalimboleko ye-BBVA yabathola umholo wabo e-BBVA ibe inketho efanelekile kulabo abafuna uxhaso oluguquguqukayo noluthembekile.

Sengiphetha, lesi yisikweletu esenzelwe abasebenzi abaqashwe ngokusemthethweni abafuna imali etholakalayo ngaphandle kwezinqubo ezithatha isikhathi eside noma izinkinga ezingadingekile.

⚠️ Izinto okufanele uzicabangele ngaphambi kokuthatha imalimboleko

Ngaphambi kokwamukela isithembiso semalimboleko, cabangela la maphuzu alandelayo:

1. Hlola ikhono lakho lokukhokha. Ungazibophezeli ukukhokha ngaphezu kuka-30 % wemali oyithola ngenyanga.
2. Hlola i-CAT nezinga lokugcina lenzalo. Bheka amanani abuyekeziwe ethuluzini elisemthethweni lokulingisa izindleko.
3. Gcina i-akhawunti yakho isebenza. Uma ushintshela ekutholeni umholo wakho kwelinye ibhange, kufanele wazise i-BBVA.
4. Gcina ubufakazi bakho bokukhokha. Buyoba ubufakazi bakho uma kwenzeka kuvela inkinga.
5. Funda imigomo yenkontileka. Qiniseka ukuthi uyaziqonda izikhathi zokukhokha, izimali ezikhokhwayo nemibandela.

Lezi zinyathelo zokuqapha zizokusiza ukuba usebenzise imalimboleko yakho ngokuzibophezela nangaphandle kwezihibe.

Kafushane, ukuhlela ngaphambi kokuthatha imalimboleko kuyindlela engcono kakhulu yokujabulela izinzuzo zesikweletu sakho se-BBVA sabahola kuyo.

❓ Imibuzo evame ukubuzwa ngemalimboleko ye-BBVA yabahola kuyo

Ngingayicela yini uma umholo wami ufakwa kwelinye ibhange?
Cha, lo mkhiqizo utholakala kuphela kulabo abathola umholo wabo nge-BBVA.

Ngingaba nemalimboleko engaphezu kweyodwa ye-BBVA esasebenza?
Yebo, uma nje ikhono lakho lokukhokha likuvumela.

Kuthatha isikhathi esingakanani ukuthi isicelo samukelwe?
Ezimweni eziningi, sivunywa ngokushesha.

Ngingakhokha ngaphambi kwesikhathi?
Yebo, ungakhokha imali eyengeziwe noma ukhokhe yonke imalimboleko ngaphandle kwenhlawulo.

Ngingabheka kuphi ibhalansi yami nezinkokhelo?
Kuhlelo lokusebenza noma engosini ethi www.bbva.mx, esigabeni esithi Izikweletu nezimalimboleko.