Indlela yokufaka isicelo semali mboleko kwa-BBVA México

Ukuthola imali mboleko kwa-BBVA México kungenye yezinqubo ezifinyeleleka kalula ohlelweni lwamabhange lwase-Mexico.

Ibhange linikeza izinhlobo ezahlukene zezimali mboleko ezihambisana nezidingo ezihlukene: kusukela emalini mboleko yomuntu siqu kuya emalini mboleko yomholo noma eyemoto.

Kulo mhlahlandlela uzofunda ukuthi ungasifaka kanjani isicelo semali mboleko yakwa-BBVA ku-inthanethi noma mathupha, ukuthi yiziphi izimfuneko okufanele uzifeze nokuthi yiziphi izinzuzo ezihlinzekwa yibhange ngo-2025.

Ngaphezu kwalokho, uzothola izinombolo zocingo ezisemthethweni zokuxhumana kanye nengosi yewebhu lapho ungaqala khona isicelo sakho ngokuphepha.

🏦 Izinhlobo zezimali mboleko ezinikezwa yi-BBVA México

I-BBVA inemikhiqizo ehlukahlukene yezikweletu eyenzelwe ukufeza izinhloso zezimali ezahlukene:

1. Imali mboleko yomuntu siqu yakwa-BBVA – Ilungele izindleko ezingalindelekile noma amaphrojekthi omuntu siqu, ikhishwa ngokushesha futhi inamazinga enzalo angaguquki.
2. Imali mboleko yomholo yakwa-BBVA – Yenzelwe labo abathola amaholo abo nge-BBVA; ivumela ukuthola amanani amakhulu ngamanani enzalo akhethekile.
3. Imali mboleko yemoto yakwa-BBVA – Eyokuthenga imoto entsha noma eke yasetshenziswa kancane, enezikhathi ezinde zokukhokha namazinga enzalo ancintisanayo.

Inketho ngayinye inemigomo yayo ethile yokufaka isicelo, kodwa zonke zingaphathwa ngengosi esemthethweni yebhange noma ngohlelo lokusebenza lweselula lwe-BBVA México.

Kafushane, ibhange lifuna ukunikeza izixazululo eziguquguqukayo ezihambisana nezinhlobo ezahlukene zamakhasimende, ligcine indlela yedijithali nesobala.

📋 Izimfuneko eziyisisekelo zokufaka isicelo semali mboleko yakwa-BBVA

Ngaphambi kokuqala ukufaka isicelo, qinisekisa ukuthi uyahlangabezana nalezi zidingo:

1. Ukuba umuntu oyedwa noma oqhuba ibhizinisi.
2. Yiba neminyaka ephakathi kuka-18 no-84.
3. Ube nomazisi osemthethweni osasebenza (INE noma ipasipoti).
4. Ube nobufakazi bekheli obungedluli izinyanga ezingu-3.
5. Ubufakazi bemali engenayo benyanga edlule.
6. Isitatimende sakamuva se-akhawunti yasebhange.

Kumakhasimende asevele ethola iholo lawo nge-BBVA, izinqubo zivame ukushesha, ngoba ulwazi oluningi selufakwe kusengaphambili ohlelweni.

Ngamafuphi, uma imibhalo yakho iphelele futhi isesikhathini, uzokwazi ukuqhubekela phambili ngokushesha ekugunyazweni kwemali mboleko.

💻 Isinyathelo ngesinyathelo: indlela yokufaka isicelo semali mboleko yakwa-BBVA ku-inthanethi

Inqubo yedijithali ye-BBVA yakhelwe ukuba ibe lula, isheshe futhi iphephe ngo-100 %. Landela lezi zinyathelo:

1. Ngena engosini esemthethweni: iya ku-www.bbva.mx bese uya engxenyeni ethi Izikweletu nezimali mboleko.
2. Khetha uhlobo lwemali mboleko: eyomuntu siqu, yomholo noma yemoto.
3. Sebenzisa isilingisi: bala inani, isikhathi sokukhokha nezinga lenzalo elifanele kakhulu amandla akho okukhokha.
4. Gcwalisa isicelo: faka imininingwane yakho yomuntu siqu neyomsebenzi.
5. Thola ukugunyazwa kokuqala: emizuzwini embalwa uzokwazi ukuthi uyafaneleka yini.
6. Sayina bese uthola imali: imali izofakwa ngqo ku-akhawunti yakho ye-BBVA.

Ungaqedela yonke inqubo usebenzisa uhlelo lokusebenza lwe-BBVA México, olutholakala ku-Android naku-iOS, ngaphandle kwesidingo sokuya egatsheni.

Ngamafuphi, inqubo yedijithali iqeda olayini namaphepha amaningi, ikuvumela ukuthi uthole imali mboleko yakho noma ngabe ukuphi.

📈 Amanani enzalo, izikhathi zokukhokha nezindleko: okufanele ukucabangele

Amanani enzalo ayashintsha kuye ngohlobo lwemali mboleko kanye nomlando wakho wesikweletu. Nokho, i-BBVA idume ngokunikeza amanani enzalo angaguquki nasobala.

• Izikhathi zokukhokha: ezisukela ezinyangeni ezingu-6 kuye kweziwu-72.
• Amanani emali mboleko: kusukela ku-$5,000 kuya ku-$750,000 MXN.
• Isilinganiso se-CAT: siphakathi kuka-20 % no-40 %, kuye ngomkhiqizo.

Khumbula ukuqhathanisa amazinga enzalo kanye nezindleko eziphelele zonyaka (CAT) ngaphambi kokusayina. Lokhu kuzokusiza ukhethe inketho ekulungele kakhulu futhi ugweme izimanga ezinkokhelweni zakho zanyanga zonke.

Sengiphetha, ukuhlaziya izimali kusengaphambili kuzokusiza usebenzise kangcono izinzuzo zemali mboleko futhi ugcine izimali zakho zisesimweni esilinganayo.

💡 Amathiphu okwandisa amathuba akho okuvunyelwa

Ngaphambi kokuthumela isicelo sakho, cabangela lawa macebiso:

1. Hlola umlando wakho wesikweletu. Ukuphatha kahle izikweletu kwandisa amathuba akho.
2. Gwema ukucela imali eningi ngokweqile. Qondanisa imali mboleko nemali oyithola nyanga zonke.
3. Gcina imininingwane yakho isesikhathini. I-BBVA iqinisekisa imininingwane yakho ku-inthanethi.
4. Qhathanisa izinketho zemali mboleko. Hlola ukuthi iyiphi ekufaneleka kangcono, eyomuntu siqu noma eboshelwe eholweni.
5. Khokha imali mboleko yakho yamanje ngesikhathi. Ukukhokha ngesikhathi kubonisa ukuthi uyakwazi ukukhokha izikweletu.

Ukusebenzisa lezi zincomo kuzokwandisa amathuba akho okugunyazwa futhi uthole izimo ezingcono.

☎️ Imininingwane yokuxhumana nosizo lwe-BBVA México

Ukuze uthole izimpendulo zemibuzo noma ucele usizo ngenqubo yakho, ungaxhumana ngokuqondile nebhange:

• Inombolo yocingo ye-BBVA Línea México (CDMX): 55 52 26 26 63
• Uma ushaya usuka ngaphakathi kwezwe: 800 522 6263
• Iwebhusayithi esemthethweni: www.bbva.mx
• Uhlelo lokusebenza lweselula: BBVA México ku-Google Play naku-App Store

Ngaphezu kwalokho, isikhungo sosizo sephothali sinikeza usizo lwesikhathi sangempela ngengxoxo nangemibuzo evame ukubuzwa ebuyekezwa njalo.

Kafushane, i-BBVA inikeza ukwesekwa ubusuku nemini (24/7) ukuze kungabikho ikhasimende elishiywa lingenampendulo phakathi nenqubo yalo yokufaka isicelo.

❓ Imibuzo evame ukubuzwa ngemali mboleko ye-BBVA México

Kuthatha isikhathi esingakanani ukugunyazwa?
Ngokuvamile, kuthatha imizuzu embalwa kuya emahoreni angu-24 uma uyikhasimende le-BBVA.

Ngingakwazi yini ukufaka isicelo semali mboleko uma iholo lami lingafakwa ku-BBVA?
Yebo, kodwa ukuhlolwa kungathatha isikhathi eside futhi kungadinga eminye imibhalo.

Ingakanani imali ephezulu engingayithola?
Kufika ku-$750,000 MXN, kuye ngephrofayela yakho nangohlobo lwemali mboleko.

Kwenzenjani uma ngingakhokhi ngesikhathi?
Kukhokhiswa inzalo yokubambezeleka, futhi lokho kungathinta umlando wakho wesikweletu.

Ngingayilingisa kuphi imali mboleko yami?
Kusilingisi esikuphothali ethi www.bbva.mx, esigabeni esithi “Izikweletu nemali mboleko”.