Uthelekiso: Ukusebenza njengomgcini-mali kwi-BBVA/Bancomer xa kuthelekiswa ne-Santander

Ngutechnisor
Iintengiso

Ukuba ucinga ngokufaka isicelo sokuba ngumgcini-mali ebhankini eMexico, kusenokwenzeka ukuba uyazibuza: yeyiphi ibhanki ebonelela ngeemeko ezingcono zomsebenzi, iBBVA (ekwabizwa ngokuba yiBancomer) okanye iSantander?

Zombini zizigebenga zecandelo lezemali kweli lizwe yaye zihlala zibhengeza izithuba zalo msebenzi, kodwa kukho umahluko obalulekileyo onokukunceda ukhethe leyo ihambelana ngcono nolindelo lwakho lomsebenzi.

Apha ngezantsi sihlalutya size sithelekise iinkalo ezifana nomvuzo, izibonelelo, imeko yomsebenzi, amathuba okukhula neemfuno zomsebenzi womgcini-mali ebhankini kula maziko mabini.

Iintengiso

Umvuzo ophakathi nendlela yokuhlawulwa

Umvuzo osisiseko womgcini-mali kuzo zombini iibhanki udla ngokukhuphisana noweminye kwimarike. Noko ke, uyahluka ngokwendawo, amava omfaki-sicelo nohlobo lwesebe lebhanki.

BBVA/Bancomer:

  • Umvuzo wenyanga ophakathi usukela kwi $8,000 ukuya kwi $11,500 yeepeso zaseMexico, ngokuxhomekeke kummandla.
  • Ezinye izikhundla zibandakanya iibhonasi zentsebenzo zenyanga neentlawulo zokufikelela kwiithagethi ezibekiweyo.
  • Iintlawulo zenziwa qho emva kweeveki ezimbini, ngexesha elifanelekileyo, yaye kukho isivumelwano esisemthethweni ukususela ekuqaleni.

Santander:

  • Umvuzo wenyanga ophakathi uphakathi kwe $9,000 ne $12,500 yeepeso zaseMexico.
  • Ikwabonelela ngeebhonasi eziguquguqukayo, ngakumbi kumasebe anabathengi abaninzi okanye aqhuba kakuhle kwezorhwebo.
  • Ngamanye amaxesha, izithuba zomsebenzi sele zibonisa iinkcukacha zomvuzo osisiseko + ibhonasi.

Ngokubanzi, Santander idla ngokunika uluhlu lwemivuzo olungaphezulu kancinane kwezinye iingingqi, kodwa i-BBVA inika ukuqikeleleka ngakumbi ngeentlawulo ezenziwa ngexesha nezibonelelo eziqala kwinyanga yokuqala.

Izibonelelo nenzuzo

Zombini ezi bhanki zibonelela ngezibonelelo ezingaphezulu kwezo zimiselwe ngumthetho, kodwa kukho umahluko kwiiphakheji zezibonelelo ezongezelelweyo ezinikezelwa nganye kubasebenzi bayo.

BBVA/Bancomer:

  • I-inshorensi yeendleko zonyango ezinkulu
  • I-inshorensi yobomi
  • Ingxowa-mali yokonga yeziko
  • Iivawutsha zokuthenga ukutya
  • Ibhonasi yokuphela konyaka eyandisiweyo (ngaphezu kweentsuku ezili-15 ezifunwa ngumthetho)
  • Izaphulelo kwiimveliso zemali zebhanki

Santander:

  • I-inshorensi yezonyango yomsebenzi kunye nosapho olusondeleyo
  • I-inshorensi yobomi
  • Iivawutsha zenyanga zokuthenga ukutya
  • Iibhonasi zokuhlala emsebenzini nezokusebenza kakuhle
  • Isicwangciso somhlala-phantsi ngokuzithandela kunye neengxowa-mali zotyalo-mali
  • Amathuba okufikelela kwiimali-mboleko zangaphakathi ezinemilinganiselo yenzala ekhethekileyo

Zombini ezi bhanki ziqaqambisa ukuzibophelela kwazo kwintlalontle yabasebenzi, nangona Santander idla ngokunika izibonelelo ezijolise ngakumbi kusapho nasekongeni ixesha elide.

Umoya wasemsebenzini nenkcubeko yombutho

Ukusebenza njengomsebenzi wekhawuntara ebhankini akuxhomekekanga kumvuzo kuphela, koko kuxhomekeke nakwimoya wasemsebenzini nakubudlelwane nabaphathi noogxa bakho. Ngokweziphumo zophando lwabasebenzi nezimvo zabo kumaqonga afana neGlassdoor neComputrabajo, zombini ezi bhanki zifumana amanqaku amahle, nangona kukho umahluko.

BBVA/Bancomer:

  • Igxile ekusebenzeni kakuhle kwemisebenzi nakwiziphumo.
  • Iphawuleka ngeenkqubo ezicwangciswe kakuhle nemigaqo ecacileyo.
  • Kuxabiswa ukufika ngexesha, ulungelelwaniso noxanduva lomntu ngamnye.
  • Kunokubakho uxinzelelo kumasebe anomthwalo omkhulu womsebenzi.

Santander:

  • Inkcubeko evuleleke ngakumbi kubuchule obutsha nasekuthatheni inxaxheba kwabasebenzi.
  • Kukhuthazwa ukusebenza njengeqela nonxibelelwano lwangaphakathi.
  • Inika indawo eguquguqukayo ngakumbi, apho abasebenzi besondelelene nabaphathi bamasebe.
  • Umoya olungileyo kwiitalente eziselula ezifuna ukuqhubela phambili.

Ngokubanzi, i-BBVA inika indawo esesikweni necwangciswe kakuhle, ngoxa Santander ibonwa njengombutho oguquguqukayo nonamandla ngakumbi, ingakumbi kwiinkqubo zayo zangaphakathi nakwindlela ephatha ngayo abasebenzi.

Amathuba okuqhubela phambili

Ithuba lokunyuselwa kwisikhundla esiphezulu ebhankini libalulekile kubantu abaninzi. Kule nkalo, zombini ezi bhanki zineenkqubo zangaphakathi zokuchonga italente nokunyusa abasebenzi bazo kwizikhundla eziphezulu.

BBVA/Bancomer:

  • Ikhuthaza abasebenzi abakwinqanaba lemisebenzi yokusebenza ukuba batshintshele kwizikhundla zolawulo okanye zesigqeba emva kwexesha elithile.
  • Inika uqeqesho lwangaphakathi oluqhubekayo kunye nezifundo eziqinisekisiweyo.
  • Ilungele abo bafuna umsebenzi ozinzileyo wexesha elide.

Santander:

  • Ineenkqubo zoqeqesho olukhawulezileyo zokunyuka ukusuka kumsebenzi wekhawuntara ukuya ekubeni ligosa lezentengiso.
  • Yenza kube lula ukufikelela kwizithuba zangaphakathi ngeqonga layo loshishino.
  • Ikhuthaza ubunkokeli bolutsha nokutshintsha phakathi kwamasebe nemimandla.

Omabini la maziko abonelela ngamathuba anomtsalane okukhula ngaphakathi, nangona Santander ibonakala ihamba ngokukhawuleza ngakumbi xa kuziwa kunyuselo olukhawulezayo.

Yeyiphi omawuyikhethe?

Ukukhetha phakathi kwe-BBVA neSantander kuya kuxhomekeka kwizinto ezibalulekileyo kuwe. Ukuba uyayixabisa indlela ecwangciswe kakuhle, uzinzo neenkqubo ezicacileyo, i-BBVA inokuba lolona khetho lulungileyo kuwe. Kodwa ukuba ukhetha indawo eguquguqukayo, enamandla negxile ekuqhubeleni phambili ngokukhawuleza, iSantander inokukunika amava anelisayo ngakumbi.

Zombini ezi bhanki zinemigangatho ephezulu yobungcali, imivuzo ekhuphisanayo nezibonelelo ezilungileyo. Isigqibo sakho sokugqibela sifanele sisekelwe kwizinto ozixabisayo, kulindelo lwakho lokuqhubela phambili nakuhlobo lwenkcubeko yasemsebenzini oziva ukhululekile kuyo.

Amanqaku afanayo