Inkxaso-mali yeMi Casa Ya iyabuya, kodwa ayizukufumaneka kuye wonke umntu

Isibonelelo sezindlu siluncedo olukhulu kwiintsapho ezininzi zaseColombia. Senza kube lula ukufumana indlu enesidima nefanelekileyo. «Mi Casa Ya» yenye yeenkqubo ezilindelwe ngomdla ngabantu abanomdla.

Kutshanje, iMinisterio de Vivienda ibhengeze ukubuya kwesibonelelo se«Mi Casa Ya». Noko ke, oku akuthethi ukuba wonke umntu unokuxhamla kuso. Iimeko neemfuno ziyaguquka.

Ngokupapashwa kweResolución 0030 de 2025, kuye kwaziswa iinkcukacha ezibalulekileyo malunga nesibonelelo. Kubalulekile ukuba abantu abanokuxhamla kuso bazi ukuba oku kuthetha ntoni.

I-Mi Casa Ya iza kubuya ngo-2025, kodwa izibonelelo aziyi kufumaneka kuye wonke umntu: ngoobani abanokufaka izicelo

Emva kwexesha lokungaqiniseki eliphantse laba ziinyanga ezintathu, iMinisterio de Vivienda ikhuphe iResolución 0030 de 2025, ekwabelwa ngayo izibonelelo ezingama-803 zizonke. Ukubuya kwenkqubo «Mi Casa Ya» kuvuse ithemba kubantu abafuna ukuthenga amakhaya abo.

Ezi zibonelelo ziya kwabiwa ngeFondo Nacional de Vivienda (Fonvivienda). Kuza kunikwa izibonelelo zomntu ngamnye ezingama-512, kunye nezibonelelo ezidityanisiweyo ezingama-291, ezixhasa izibonelelo ezinikelwa ziingxowa-mali zembuyekezo. Oku kubonisa utshintsho olubalulekileyo kwindlela ezabiwa ngayo izibonelelo zale nkqubo, kwanendlela ekufikelelwa ngayo kuzo.

Uncedo kwinzala yemali-mboleko

Amakhaya axhamlayo kwesi sigqibo aya kukwazi ukufikelela kuncedo lokuxhaswa kwenzala yemali-mboleko. Olu ncedo lukhankanywe kwiNqaku 123 leLey 1450 de 2011, yaye lunokufumaneka ngeemali-mboleko zezindlu okanye ngezivumelwano zokuqeshisa ngezindlu ukuze kuthengwe indlu entsha enomdla wentlalo.

Noko ke, kubalulekile ukukhankanya ukuba uAlejandro Quintero, umlawuli wecandelo leZindlu nokuqeshisa ngezindlu eAsobancaria, ulumkise ngelithi icebo lokubuyisela uncedo kwinzala yemali-mboleko lithathwa njengempazamo yaye eli nyathelo aliyi kuphinda liqalwe. Oku kubangela ukungaqiniseki malunga nezibonelelo abaza kuzifumana ngokwenene abaxhamli abatsha be«Mi Casa Ya».

Imeko yangoku noko kulindelekileyo

Okwangoku, imeko isenzima: akukho ncedo lwenzala lukhoyo kwaphela, yaye kukho iindawo ezingama-20.500 zezibonelelo ezingekasetyenziswa. Abantu abanomdla wokufumana isibonelelo balindele ukuba iqonga liphinde livulwe ukuze kufakwe izicelo zeendawo ezintsha, mhlawumbi ngekota yesine ka-2025, nangona imeko yangoku yohlahlo-lwabiwo mali inganiki themba lingako loku.

Ukunqongophala kweendawo nokuthintelwa kokufikelela kwisibonelelo kubangela inkxalabo kwiintsapho zaseColombia ezifuna izisombululo zezindlu. Kubalulekile ukuba ulwazi lunikezelwe ngokufanelekileyo ukuze bonke abantu abanokuxhamla bazi ngemigaqo emitsha neemfuno.

Utshintsho kwisibonelelo

Umlawuli weFonvivienda ukhankanye ukuba kucetywa utshintsho olubalulekileyo kwindlela esakhiwe ngayo isibonelelo se«Mi Casa Ya». Olunye lolona tshintsho lubalulekileyo kukuvulela amanye amaqela abantu ithuba lokufikelela kuso. Oku kunokwenza le nkqubo ibandakanye abantu abaninzi kwaye kwandise ukufikelela koncedo lukarhulumente.

Ukongezelela, kucingelwa ukuba izibonelelo zinokunikwa abantu abathenga izindlu esele zisetyenzisiwe. Eli linyathelo elibalulekileyo, kuba ngaphambili inkqubo ibigxile kuphela ekwakhiweni kwezindlu ezintsha ezinomdla wentlalo. Oku kunokunceda iintsapho ezininzi ezinomdla wokuthenga izindlu esele zakhiwe.

Enye into eqwalaselwayo kukudala isakhelo esibanzi sesibonelelo sosapho, xa kuthengwa izindlu ezintsha nezisetyenzisiweyo. Eli nyathelo linokwenza kube lula kwiintsapho ezininzi ukufikelela kuncedo lize landise inani labaxhamli benkqubo yezibonelelo.

Kubalulekile ukuba abantu abanomdla kwi«Mi Casa Ya» bahlale benolwazi ngolu tshintsho ukuze bakwazi ukusebenzisa amathuba avelayo. Kule meko, indima yeMinisterio de Vivienda ibaluleke kakhulu ekuqinisekiseni ukuba izibonelelo zilawulwa ngokuselubala nokuba unxibelelwano nabemi lwenziwa ngokufanelekileyo.

Ngoobani abafanele ukufumana isibonelelo se«Mi Casa Ya»?

Iikhrayitheriya zokufaneleka ukufumana isibonelelo se«Mi Casa Ya» zimiselwe ukuze kubekwe phambili amaqela athile adla ngokuba nobunzima obukhulu bokufikelela kwindlu enesidima. Abantu abanokuxhamla kufuneka bahlangabezane neemfuno ezithile, ezisaphononongwa ngenxa yotshintsho olukhankanywe ngaphambili.

• Ingeniso Yentsapho: Kulindeleke ukuba amakhaya anomdla abe nengeniso yasekhaya ephakathi kwemida ethile ukuze akwazi ukufumana isibonelelo.
• Iimeko Zokuba Sesichengeni: Kuya kunikwa ingqwalasela ephambili kwiintsapho ezikwimeko yokuba sesichengeni kwezoqoqosho okanye kwezentlalo.
• Inani Lezibonelelo Ezikhoyo: Ukufumaneka kwezibonelelo kuya kuxhomekeka kwinani lezibonelelo ezabiwa ngonyaka, ngoko ke eli nani linokwahluka minyaka le.

Kubaluleke kakhulu ukuba abo banomdla bajonge iinkcukacha ezithe ngqo zeemfuno ezimiselwe kwithuba ngalinye lokufaka izicelo, kuba zinokwahluka ngokwemigaqo esebenzayo nangomgaqo-nkqubo wezindlu karhulumente.

Ukubaluleka kwesibonelelo kwimeko yaseColombia

EColombia, ukufikelela kwizindlu ezifanelekileyo ezinesidima ngumngeni ojongene neentsapho ezininzi. Ubuhlwempu nokungafikeleli kwimali-mboleko ziingxaki ezithe gqolo, ezichaphazela inxalenye enkulu yabemi. Ngenxa yoko, iinkqubo ezifana ne«Mi Casa Ya» zibaluleke kakhulu ekulweni nengxaki yezindlu kweli lizwe.

Ukongeza, ezi zibonelelo azincedi nje ekuthengeni izindlu kuphela, kodwa zikwaba nefuthe elihle kuqoqosho lwelizwe. Ukwakhiwa kwezindlu kudala imisebenzi kuze kukhuthaze umsebenzi wezoqoqosho kwimimandla eyahlukeneyo, nto leyo ebaluleke ngakumbi ngamaxesha obunzima.

Ngokunjalo, isibonelelo sezindlu sinceda ekunciphiseni ukungalingani, sivumele iintsapho ezininzi ukuba zifumane amakhaya azo. Eli nyathelo linyathelo eliya ekuphuculeni iimeko zokuphila nakuphuhliso loluntu.

Amathemba ekamva ale nkqubo

Ngotshintsho olubhengeziweyo nangenjongo yokwandisa ukufikelela kumaqela amaninzi abantu, kulindeleke ukuba i«Mi Casa Ya» iqhubeke iphuhliswa ukuze ihlangabezane neemfuno zezindlu zabantu baseColombia. Ukuthatha inxaxheba ngokukhutheleyo kwabemi ekulandeleni le migaqo-nkqubo kubalulekile ukuqinisekisa ukuba oko kulindelekileyo kuyafezekiswa.

Ukuzibophelela kukarhulumente kwizindlu zentlalo kubalulekile ekwakheni ikamva elinethemba ngakumbi kuzo zonke iintsapho eziphupha ngokuba namakhaya azo. Izibonelelo azisiso nje isisombululo kwimfuno engxamisekileyo, zikwangamathuba ophuhliso nenkqubela kuye ngamnye wabaxhamli.

Ukuphunyezwa ngokufanelekileyo kwale migaqo-nkqubo kuya kubaluleka ekuqinisekiseni ukuba inkqubo ethi «Mi Casa Ya» iyayifeza injongo yayo kwaye iyaqhubeka isisixhobo esisebenzayo ekulweni ubuhlwempu nokungalingani eColombia. Eli lixesha elibalulekileyo lokuba bonke abanomdla bahlale benolwazi baze basebenzise amathuba aza kuvela kwixesha elizayo.