Fumana ukuya kuthi ga kwi-800 amawaka eepeso zokuhlawula irenti yakho: iimfuno ezibalulekileyo
Nangona umvuzo ophantsi umiselweyo unyukile, iintsapho ezininzi eColombia zisaqhubeka nokujamelana nobunzima bezoqoqosho.
Umxholo oNxulumeneyo
Inkxaso-mali yerente ibonakala iyindlela enokusetyenziswa ziintsapho ezininzi kwezi.
Kubalulekile ukuqonda iimfuno nezibonelelo zale nkxaso-mali. Ngoko ke, ngezantsi kwabelwana ngolwazi oluneenkcukacha.
Nantsi indlela onokufumana ngayo ukuya kuthi ga kwi-800 amawaka eepeso ukuze uhlawule irente yakho: ezi ziimfuno
EColombia, inxalenye enkulu yabemi ihlala kwizindlu okanye kumagumbi aqeshwayo. Le nkqubo, eyaziwa ngokuba kukuqesha, ithetha ukuba abaqeshi bahlawula imali yenyanga kumnini-ndlu ukuze bakwazi ukuhlala apho.
Noko ke, obunye bobunzima abajamelana nabo abantu abaqeshayo kukunyuka kweendleko zerenti minyaka le, okunokunyuka ukuya kutsho kwi-5,2%. Olu hlengahlengiso lunxulumene nokunyuka kwamaxabiso ngonyaka, yaye alumiselwa ngumnini-ndlu oqeshisayo, koko luxhomekeke kwiimeko zoqoqosho zelizwe. Njengoko iindleko zokuphila zinyuka, iintsapho ezininzi zizifumana zikwimeko enzima ngokwemali.
Ukuze kuncitshiswe lo mthwalo wemali, amaziko embuyekezo yosapho abonelela ngenkqubo yenkxaso-mali yerenti enokuba luncedo olukhulu kumakhaya anengeniso ephantsi. Le nkxaso yemali inokuhlawula ukuya kutsho kwi-90% yeendleko zenyanga zerenti kangangethuba elingafikelela kwiminyaka emibini. Ngo-2025, eyona mali iphezulu yale nkxaso-mali ziipeso ezingama-854.100 ngenyanga, nto leyo ehlawula inxalenye enkulu yemali ekufuneka iintsapho ziyikhuphe nyanga nganye.
Ngoobani abanokufumana le nzuzo?
Le nkxaso-mali yenzelwe iintsapho ezihlangabezana nezi mfuno zilandelayo:
Iimfuno
- Ukuba nengeniso yenyanga elingana okanye engaphantsi kwemivuzo emibini ephantsi esemthethweni esebenzayo.
- Ukungabi ngabanini bezindlu.
- Ukungazange kufunyanwe inkxaso-mali yezindlu ngaphambili.
- Ukuqhubeka nenkqubo yokuhlawula isavenge sokuqala sokuthenga indlu yentlalontle.
- Ukuhlala kwindawo efanelekileyo yokuhlala, engabanjwa ngenxa yamatyala okanye ebekwe njengesibambiso semali-mboleko yendlu.
Kubalulekile ukuqaphela ukuba, ukongezelela kwezi mfuno, amaziko embuyekezo yosapho atyelela izindlu ukuze aqinisekise iinkcukacha ezinikwe ngabafaki-zicelo, aze aqinisekise ukuba zonke iimeko eziyimfuneko ziyafezekiswa. Le nkqubo ijolise ekuqinisekiseni ukuba inkxaso-mali ifikelela kwiintsapho eziyidinga ngokwenene, ngaloo ndlela kukhuthazwa ukusetyenziswa kakuhle kwezibonelelo ezabelwe izindlu.
Iintsapho ezihlangabezana neemfuno azizukunciphisa nje kuphela iindleko zazo zenyanga zerenti, kodwa ziya kukwazi nokusebenzisa loo mali kwezinye iimfuno ezibalulekileyo, ezinjengokutya, imfundo yabantwana okanye ukonga imali yexesha elizayo.
Ukujongana nemiba yezindlu nerenti kubalulekile kwilizwe apho ukufikelela kwezi nkonzo zisisiseko kunokuba ngundoqo ekuphuculeni umgangatho wobomi babemi balo. Ngenxa yoko, imigaqo-nkqubo exhasa amakhaya anengeniso ephantsi ngeenkxaso-mali sisixhobo esibalulekileyo sokwakha ilizwe elinobulungisa ngakumbi.
Okokugqibela, kuyacetyiswa ukuba iintsapho ezinomdla wokufumana ezi nkxaso-mali ziqhagamshelane namaziko azo embuyekezo yosapho, zize zilandele izibhengezo zezicelo ezikhutshwa ngamaxesha athile. Ngale ndlela, ziya kwaziswa ngokufumaneka kwezibonelelo nangamanyathelo ekufuneka ziwalandele ukuze zifumane le nkxaso ibalulekileyo.
Ukwazi ngamathuba anikelwa ziinkxaso-mali zerenti nokuwasebenzisa kunokwenza umahluko omkhulu kubomi beentsapho ezininzi zaseColombia. Le nkxaso ayijolisanga ekunciphiseni umthwalo wemali kuphela, kodwa ikwafuna negalelo kwimpilo-ntle nakuzinzo lwamakhaya elizweni.
Ukuqonda ezi nzuzo kubalulekile ukuze kuqinisekiswe ukuba intsapho nganye iyakwazi ukufumana indawo yokuhlala efanelekileyo nekhuselekileyo. Kukwakhuthaza nophuhliso loluntu ngokuvumela abantu abaninzi ukuba bagxile ekuziphuhliseni buqu nangobungcali, kunokuba bazame nje ukuphila bejamelene nobunzima bezoqoqosho.