Amafulethi amasha e-VIS (izindlu zomphakathi ezithengekayo) e-Bogotá abiza izigidi ezingu-190, anoxhaso! Shesha!
Amafulethi amasha e-VIS eBogotá abiza izigidi ezingu-190 ayithuba elihle kakhulu.
Ngezibonelelo, kuba lula nakakhulu ukuthenga lawa mafulethi.
Manje yisikhathi esihle kakhulu sokutshala imali ekhaya lakho!
Ayini amafulethi e-VIS?
Amafulethi e-Vivienda de Interés Social (VIS, izindlu zomphakathi ezithengekayo) ahloselwe imindeni enemali engenayo elinganiselwe. Le miklamo ihlose ukwenza kube lula ukuthola izindlu ezihloniphekile ngamanani aphansi nangezinye izinzuzo. I-VIS igxile ekunikezeni izixazululo zezindlu ezithengekayo, kuyilapho kugcinwa izindinganiso ezisezingeni eliphezulu zokwakha nezendawo.
EBogotá, isidingo salolu hlobo lwezindlu siphezulu ngenxa yokwanda kwesibalo sabantu nesidingo sezindlu ezingabizi. Izinkampani zokwakha, ngokubambisana nohulumeni, zisungule amaphrojekthi ahlangabezana nalezi zimfuneko, okuqinisekisa ukuthi imindeni eminingi ingathenga ikhaya layo.
Izinzuzo zokuthenga ifulethi le-VIS
Ukuthenga ifulethi le-VIS kunezinzuzo eziningi. Okokuqala, amanani alo aphansi kakhulu uma eqhathaniswa nemakethe evamile, okwenza kube lula ngemindeni enemali engenayo ephakathi nendawo nephansi ukuba ilithenge.
Ngaphezu kwalokho, la mafulethi avame ukuba sezindaweni ezinokufinyelela ezinsizakalweni zomphakathi, ezokuthutha nasezindaweni zezentengiselwano, okuthuthukisa izinga lokuphila kwabahlali. Izinkampani zokwakha nazo zisebenzisa izindinganiso zokwakha eziqinisekisa ukuthi lezi zindlu zihlala isikhathi eside futhi ziphephile.
Uxhaso olutholakalayo lokuthenga
Uhulumeni waseColombia uhlinzeka ngezinhlobo ezihlukahlukene zoxhaso lokuthenga izindlu ze-VIS. Lolu xhaso luhloselwe ukunciphisa izindleko zokuqala zokuthenga, ukuze izinkokhelo zenyanga zibe lula ukuzikhokha. Ezinye zezinhlelo zoxhaso ezaziwa kakhulu i-Subsidio Familiar de Vivienda (SFV, uxhaso lwezindlu lwemindeni) kanye ne-Programa Mi Casa Ya.
Uhlelo lwe-SFV luqondiswe emindenini engaholi ngaphezu kwemingcele ethile yomholo wenyanga, kuyilapho i-Mi Casa Ya inikeza usizo lwezezimali olukhokhela ingxenye yezindleko zonke zefulethi. Zombili lezi zinhlelo zihlose ukusiza imindeni eminingi ukuba ithole ikhaya layo lokuqala.
Inqubo yokufaka isicelo soxhaso
Ukuze ufake isicelo soxhaso, kudingeka uhlangabezane nezimfuneko ezithile ezibekwe uhulumeni. Ekuqaleni, imindeni kufanele ibhalise ku-Fondo Nacional del Ahorro noma ebhange elibamba iqhaza kulezi zinhlelo.
Ngemva kwalokho, kufanele ilethe imibhalo edingekayo efakazela imali engenayo nokwakheka komndeni. Uma isicelo sesigunyaziwe, kwabelwa umndeni inani elithile elizodonswa enanini eliphelele lefulethi, ngaleyo ndlela kuncishiswe umthwalo wezezimali womndeni ohlomulayo.
Amaphrojekthi avelele eBogotá
EBogotá kunamaphrojekthi amaningana avelele ahlinzeka ngamafulethi e-VIS ngamanani ancintisanayo. La maphrojekthi asezindaweni ezikahle ezenza kube lula ukufinyelela ezinsizakalweni ezibalulekile njengezokuthutha zomphakathi, izikhungo zemfundo nezikhungo zezempilo.
Amanye amaphrojekthi adume kakhulu ahlanganisa intuthuko ezindaweni ezifana ne-Suba, i-Bosa ne-Engativá, lapho kubonakale khona ukukhula okuqhubekayo kwengqalasizinda nezinsizakalo. Njengoba isidingo siphezulu, la maphrojekthi ayithuba elihle kakhulu kulabo abanesithakazelo sokutshala imali ekhaya eliphephile nelithengekayo.
Amathiphu okukhetha ifulethi elifanele kakhulu
Lapho ukhetha ifulethi le-VIS, kubalulekile ukucabangela izici eziningana eziqinisekisa ukuthi utshala imali kahle. Okokuqala, kubalulekile ukuhlola indawo elikuyo ukuze wazi ukuthi kulula yini ukufinyelela ezinsizakalweni nasezokuthuthweni.
Ngaphezu kwalokho, ukuhlola izinga lokwakha nezinto ezisetshenzisiwe kuqinisekisa ukuthi indlu izohlala isikhathi eside. Okokugcina, kuhle ukuqhathanisa amanani nezinzuzo zamaphrojekthi ahlukene ukuze wenze isinqumo esinolwazi esihambisana nezidingo zomndeni.
Sengiphetha, amafulethi amasha e-VIS eBogotá ayithuba eliyingqayizivele lokuthenga ikhaya ngentengo ethengekayo, ikakhulukazi uma kusetshenziswa uxhaso olutholakalayo. Kubalulekile ukuthatha isinyathelo ngokushesha ngenxa yesidingo esiphezulu, ukuze uqinisekise ukutshalwa kwezimali ekusaseni lomndeni.
