Sebenzisa uxhaso lwezindlu olufika ku-$ 22 million eBogotá
Izindlu ziyindaba eheha abantu abaningi baseColombia. Ukufuna ikhaya kungaba yinqubo eyinkimbinkimbi. Ukuqonda izinketho ezikhona kubalulekile ekwenzeni izinqumo ezifanele.
Ezweni lapho ukuthola indawo yokuhlala kungaba inselele, kuningi okufanele abathengi bakucabangele. Lokhu kufaka phakathi uxhaso, izindlela zokuthola imali nemithetho yendawo. Ukuba nolwazi olufanele kungayenza ibe lula inqubo yokuthenga noma yokuqasha.
Lesi sihloko sizonikeza ulwazi olufanele mayelana nokuthenga, ukuqasha namathiphu abalulekile emkhakheni wezindlu eColombia.
Izindlu
Amafulethi amasha anamagumbi okulala angu-3 atholakala ngemali engaphansi kuka-$ 190 million e-Bogotá; athola uxhaso
Imindeni efuna amafulethi eBogotá kodwa engenaso isabelomali esikhulu inezinye izinketho. Kukhona amaphrojekthi aseningizimu yedolobha ahlinzeka ngamafulethi amasha anamagumbi okulala amathathu ngaphansi kwezigidi ezingu-$ 190, futhi afanele ukuthola izibonelelo zikahulumeni. Lezi zibonelelo ziyithuba elihle emindenini efisa ukuthenga izindlu ngamanani athengekayo.
I-FNA ibolekisa ngemali engakanani yokwakha indlu uma uhola iholo eliphansi elisemthethweni: yile ndlela izitolimende eziba ngayo
I-Fondo Nacional del Ahorro (FNA) iyisikhungo esidlala indima ebalulekile ekuxhasweni kwezindlu eColombia. Kulabo abahola iholo eliphansi elisemthethweni, i-FNA inikeza imali mboleko yokwakha izindlu, enezitolimende zanyanga zonke ezincike esikhathini sokuyikhokha. Isikweletu singakhokhwa phakathi kweminyaka emihlanu nengamashumi amathathu, okuvumela abantu ukuba bavumelanise izinkokhelo namandla abo ezezimali.
Amaqhinga okwenza imali ngokutshala ezindlini nasezindaweni… futhi akukhona ngokuqasha ngendlela evamile
Ukutshala imali ezindlini nasezindaweni sekuyisihloko esithakaselwa abantu abaningi. Nokho, akudingeki ngaso sonke isikhathi ukuthembela ekuqashiseni ngendlela evamile ukuze wenze inzuzo. Njengamanje, kunezindlela ezintsha emakethe yezindlu nezindawo ezenza abatshalizimali bakwazi ukwenza inzuzo ngezindlela ezihlukahlukene. Enye yazo yizinkundla zokuqasha zesikhathi esifushane, ezingaletha inzuzo enkulu uma ziphathwa kahle.
Kushayeke kakhulu labo abafuna ukuthenga indlu eColombia: imali ekhokhwayo (eyimpoqo) ingase inyuke
Abafuna ukuthenga indlu eColombia kufanele baqaphele izinguquko emithethweni. Muva nje kumenyezelwe ukuthi intela yesitembu, eyimpoqo kukho konke ukuthengwa kwezindlu, ingase inyuke. Le mali ibalulekile kuyo yonke inqubo yokuthengiselana, futhi ukwenyuka kwayo kuzothinta ngokuqondile izindleko zonke zokuthenga indlu noma ifulethi, kubangele enye inselele kubathengi.
Uxhaso olufika ezigidini ezingu-$ 22 lokuthenga indlu eBogotá; nansi indlela yokuluthola
Izindaba ezinhle kulabo abafuna indlu eBogotá: uxhaso olusha lwe-“Reduce Tu Cuota” luvumela imindeni ukuba ithole imali efinyelela ezigidini ezingu-$ 22 yokuthenga izindlu ezibekelwe abantu abanezidingo ezinkulu (VIP) kanye nezindlu zezenhlalakahle (VIS). Lolu hlelo, olwesekwa yi-Banco Caja Social, luyindlela enhle yokunciphisa imali ekhokhwa ekuqaleni nokwenza kube lula ukuthola ikhaya lakho edolobheni.
Ngingakhushulelwa imali yokuphatha ngenxa yokuqasha igumbi efulethini lami?
Ukuqashisa ngamakamelo emafulethini sekuyinto evamile ezakhiweni eziningi zokuhlala. Nokho, kuphakama umbuzo wokuthi lokhu kungayithinta yini imali yokuphatha. Abanikazi kufanele bazazise ngemithetho yesakhiwo sabo sezindlu ukuze bathole ukuthi kusemthethweni yini futhi kuyamukeleka yini ukwenyusa lezi zindleko ngenxa yalomkhuba.
Kuvela indlela entsha yokuthola uxhaso lwezindlu olucishe lube yizigidi ezingu-$ 20
Muva nje, i-Fondo Nacional del Ahorro ibambisene ne-Alcaldía de Bogotá ukuze inikeze uxhaso olungafinyelela cishe ezigidini ezingu-$ 20. Lolu hlelo, oluyingxenye ye-“Reduce tu Cuota”, luhlanganisa izikhungo eziyisishiyagalombili ezifuna ukwenza kube lula ukuthola izindlu nokukhuthaza imindeni enemiholo ephansi nemaphakathi ukuba ithenge izindlu enhlokodolobha.
Izindawo zaseBogotá lapho amafulethi ethengiswa khona njengamakhekhe ashisayo: ibhizinisi liphothulwa ngezinsuku ezi-2
Ezinye izindawo zaseBogotá zibonise ukuthengiseka okukhulu kwamafulethi. Lezi zindawo, ezinezitolo namabhizinisi amahle, ukufinyelela ezokuthutha zomphakathi, ezokuphepha nezindawo zokuzijabulisa, ziheha abathengi. Ukuthengiselana kuvame ukuphothulwa ngokushesha, kwesinye isikhathi kube nokunikezwa okufika kokuhlanu ngendlu eyodwa. Lokhu kugcizelela ukubaluleka kokuhlala unolwazi ngamathrendi emakethe.
Umphathi wesakhiwo esinezindlu ezingabanikazi abahlukene angaxoshwa nini eColombia: isinyathelo esibalulekile
Indima yomphathi esakhiweni esinezindlu ezingabanikazi abahlukene ibalulekile. Nokho, kunezimo lapho izakhamuzi zingase zicabange ukumxosha. Izizathu zingasukela ekungabi sobala kuye ekuphatheni kabi. Ngaphambi kokuthatha lesi sinyathelo, kubalulekile ukuba abanikazi ababambisene bazi izinqubo zomthetho nemithetho yobunikazi bezindlu obuhlanganyelwayo.
Ungazi kanjani ukuthi indlu yakho isendaweni eyixhaphozi eBogotá? Izikweletu zingakuminzisa
Ngenxa yempikiswano yakamuva ngokuhlelwa kabusha kwesakhiwo semvelo eBogotá, kubalulekile ukuba abanikazi bezindlu babe nolwazi. Ukubeka indawo njengexhaphozi kungathinta amathuba okuthuthukisa nokwakha kuyo. Ukuze uqinisekise ukuthi indawo yakho ayikho exhaphozini, kutuswa ukuba ubheke imininingwane esemthethweni namamephu ahlinzekwa yi-Alcaldía, ukuze ugweme izingxabano nezikweletu ezingase zivele esikhathini esizayo.
Ngalolu lonke lolu lwazi, abantu abanentshisekelo emkhakheni wezindlu bazokwazi ukwenza izinqumo ezinolwazi olungcono mayelana nokuthenga noma ukuqasha izakhiwo eColombia. Ukuhlala unolwazi ngezindaba ezintsha, izibonelelo nemithetho kungandisa amathuba okuphumelela kule makethe eguquguquka kakhulu.