Indlela yokucela imali mboleko kwaBBVA nge-inthanethi

Ukufaka isicelo semali-mboleko akusadingi ukuma emigqeni, ukuza namaphepha noma ukuvakashela amagatsha.

Ngenxa yamathuluzi edijithali e-BBVA México, manje usungakwazi ukufaka isicelo semali-mboleko ngokuphelele nge-inthanethi, usebenzisa ikhompuyutha noma umakhalekhukhwini wakho.

Kulo mhlahlandlela sizokukhombisa indlela yokufaka isicelo semali-mboleko ye-BBVA nge-inthanethi, izinhlobo zezikweletu ongakhetha kuzo, izimfuneko eziyisisekelo, izinyathelo zokukwenza nezinto okufanele uzibuyekeze ngaphambi kokuqedela isicelo sakho.

🏦 Izinhlobo zemali-mboleko ye-BBVA ongayifaka isicelo sayo nge-inthanethi

I-BBVA México inikeza izinhlobo eziningana zezikweletu ezingatholakala ngedijithali. Uhlobo ngalunye luhambisana nezidingo nezimo zezezimali ezihlukahlukene.

1. Imali-mboleko yomuntu siqu esheshayo.
   Ilungele abafuna imali ngokushesha. Ungacela imali esukela ku-$5,000 hasta $750,000 MXN, ngesikhathi sokukhokha esisukela ezinyangeni ezingu-6 kuya kwezingu-72. Ayidingi umuntu ozosibambela futhi ingavunywa emizuzwini embalwa.
2. Imali-mboleko yomholo ye-BBVA.
   Yenzelwe amakhasimende athola amaholo awo nge-BBVA. Inikeza amanani enzalo akhethekile nokukhokha okuzenzakalelayo okuvela ku-akhawunti yomholo.
3. Imali-mboleko yezimoto ye-BBVA.
   Ikuvumela ukuthi uxhase ngezimali ukuthengwa kwezimoto ezintsha noma esezike zasetshenziswa. Inqubo yokuthola imvume yokuqala ingaqalwa nange-inthanethi.
4. Isikweletu se-inthanethi sabanikazi bamakhadi e-BBVA.
   Abasebenzisi abanekhadi lesikweletu elisebenzayo bangacela imali-mboleko eyengeziwe emkhawulweni wabo wesikweletu ngokuqondile ohlelweni lokusebenza.

Lezi zinketho zitholakala amahora angu-24 ngosuku engosini nasohlelweni lokusebenza lwe-BBVA.

Ngamafuphi, uhlobo ngalunye lwemali-mboleko yedijithali ye-BBVA luhloselwe ukunikeza isivinini, ukucaca nokuba lula ngaphandle kwesidingo sokuya egatsheni.

📋 Izimfuneko nemibhalo yokufaka isicelo semali-mboleko yedijithali

Nakuba yonke inqubo yenziwa nge-inthanethi, i-BBVA México idinga izimfuneko ezithile eziyisisekelo ukuze iqinisekise ukuthi ungubani nokuthi uyakwazi yini ukukhokha.

1. Ukuba umuntu oyedwa noma oqhuba ibhizinisi.
2. Ubudala obuncane beminyaka engu-18 nobukhulu beminyaka engu-84 (kuhlanganiswa nesikhathi semali-mboleko).
3. Ukuba ne-akhawunti noma i-akhawunti yomholo esebenzayo ye-BBVA México.
4. Ubufakazi bemali engenayo. Ama-slip amathathu omholo akamuva noma isitatimende se-akhawunti yasebhange.
5. Umlando omuhle wesikweletu. Ubalulekile ukuze isicelo sivunywe ngokushesha.
6. Umazisi osemthethweni osasebenza (INE noma ipasipoti).

Le mibhalo ingalayishwa ngokuqondile epulatifomu ngefomethi yedijithali.

Ngamafuphi, uma ugcina umlando omuhle wezezimali futhi ufeza izimfuneko eziyisisekelo zamaphepha, ungathola imali-mboleko yakho emizuzwini embalwa ngaphandle kokuletha umuntu ozosibambela noma izibambiso.

💻 Isinyathelo ngesinyathelo: indlela yokufaka isicelo semali-mboleko ye-BBVA nge-inthanethi

Ukufaka isicelo semali-mboleko ye-BBVA nge-inthanethi kuyashesha, kulula ukukulandela futhi kuphephile. Ngezansi sichaza izinyathelo eziyinhloko:

1. Vakashela ingosi ethi www.bbva.mx noma uvule uhlelo lokusebenza lwe-BBVA México.
2. Ngena ngemvume usebenzisa igama lakho lomsebenzisi nephasiwedi.
3. Kumenyu enkulu, khetha “Izikweletu nemali-mboleko”.
4. Khetha uhlobo lwemali-mboleko ofuna ukuyicela.
5. Sebenzisa isibali semali-mboleko. Faka inani nesikhathi sokukhokha ukuze ubale izinkokhelo zakho zenyanga.
6. Gcwalisa isicelo sedijithali. Nikeza ngemininingwane yakho yomuntu siqu neyomsebenzi.
7. Buyekeza imigomo nemibandela.
8. Sayina inkontileka nge-elekthronikhi.
9. Thola imali ngqo ku-akhawunti yakho ye-BBVA.

Yonke le nqubo ingaqedwa ngaphansi kwemizuzu engu-10 uma usuvele uyikhasimende lebhange.

Ngamafuphi, ukufaka isicelo semalimboleko yakho ye-BBVA nge-inthanethi kuyindlela yesimanje, ephephile nelula yokuthola uxhaso lwezimali lapho uludinga.

⚙️ Okufanele ukubuyekeze ngaphambi kokuqeda isicelo sakho

Ngaphambi kokuqinisekisa imalimboleko yakho, kubalulekile ukuhlaziya ezinye izici ezingadala umehluko phakathi kwesinqumo esihle nephutha lezezimali.

1. Izinga lenzalo. Hlola ukuthi limisiwe noma liyashintsha, bese uliqhathanisa nezinye izindlela ezisemakethe.
2. CAT (Izindleko Eziphelele Zonyaka). Kufaka phakathi izimali zekhomishini, imishwalense nezindleko ezengeziwe.
3. Isikhathi nenani. Uma isikhathi sokukhokha siside, inkokhelo yanyanga zonke iba ncane, kodwa izindleko sezizonke ziba nkulu.
4. Amandla okukhokha. Unganikeli ngemali engaphezu kuka-30 % weholo lakho ukuze ukhokhele imali mboleko.
5. Izipesheli noma izaphulelo ezikhona njengamanje. I-BBVA ivamise ukunikeza amanani enzalo ancishisiwe kumakhasimende ane-akhawunti yeholo esebenzayo.

Ukubuyekeza lezi zinto kuzokusiza ugweme ukuba nezikweletu ezingaphezu kwamandla akho futhi usebenzise ngokugcwele izinzuzo zesikweletu.

Ngamafuphi, ukuhlela kusenesikhathi kubalulekile ukuze imali mboleko yakho ibe usizo, ingabi umthwalo.

📞 Ungalutholaphi usizo ngesikhathi ufaka isicelo ku-inthanethi

Uma unemibuzo noma udinga usizo phakathi nenqubo yedijithali, i-BBVA México ikunikeza iziteshi ezimbalwa ezisemthethweni zokuxhumana:

• Iwebhusayithi esemthethweni: www.bbva.mx
• Inombolo yocingo ye-Línea BBVA México (CDMX): 55 52 26 26 63
• Kwezinye izingxenye zezwe: 800 522 6263
• Uhlelo lokusebenza lwe-BBVA México: luyatholakala ku-Android naku-iOS
• Amagatsha e-BBVA: usizo lomuntu siqu uma ukhetha ukuhlinzekwa ubuso nobuso.

Ibhange linikeza ukwesekwa okungu-24/7 ngemibuzo emayelana nemalimboleko, izibali zokulingisa imalimboleko nezimfuneko.

Sengiphetha, i-BBVA iqinisekisa ukuthi uzothola usizo ngokushesha ku-inthanethi naseziteshini zayo ezisebenza ubuso nobuso, okunikeza ikhasimende ngalinye ukuzethemba.

❓ Imibuzo evame ukubuzwa ngokufaka isicelo semalimboleko ye-BBVA nge-inthanethi

Ngingakwazi yini ukucela imalimboleko uma ngingelona ikhasimende le-BBVA?
Yebo, kodwa kuzodingeka uvule i-akhawunti ukuze uthole imali efakiwe.

Kuthatha isikhathi esingakanani ukugunyazwa?
Uma usuvele uyikhasimende, kungagunyazwa ngemizuzu; uma ungalona, kungathatha amahora angu-48.

Ngidinga ukwethula umqinisekisi noma isibambiso?
Cha, imali mboleko yomuntu siqu kanye neyokudonswa eholweni ayikudingi.

Ngingakwazi yini ukukhokha kusenesikhathi?
Yebo, ungayikhokha yonke ngaphambi kwesikhathi ngaphandle kwenhlawulo.

Ingabe inqubo ye-inthanethi iphephile?
Yebo, iwebhusayithi nohlelo lokusebenza lwe-BBVA kusebenzisa ukubethela nokuqinisekiswa ngemininingwane ye-biometric ukuze kuvikelwe imininingwane yakho.