Izimfuneko zemali mboleko yomuntu siqu ye-BBVA México

Ukufaka isicelo se-malimboleko yomuntu siqu ye-BBVA México kuyindlela enhle kulabo abadinga imali etholakala ngokushesha, kungakhathaliseki ukuthi bazoyisebenzisela ukukhokhela izindleko ezingalindelekile, ukutshala imali kuphrojekthi noma ukuhlanganisa izikweletu.

Nokho, ngaphambi kokuqala inqubo, kubalulekile ukwazi izimfuneko nemibandela ibhange eliyidingayo ukuze livume imalimboleko.

Kulo mhlahlandlela uzothola yonke imininingwane yokuthi ubani ongafaka isicelo, yimiphi imibhalo edingekayo nokuthi yimiphi imigomo i-BBVA eyisebenzisayo ukuze ihlole isicelo sakho.

👤 Izimfuneko zokufaneleka zokufaka isicelo semalimboleko yomuntu siqu ye-BBVA

I-BBVA México ibeka imigomo eyisisekelo yokuqinisekisa ukuthi abafaka izicelo bazinzile ngokwezimali futhi bayakwazi ukukhokha.

Lezi zimfuneko zibalulekile ukuze uqale noma iyiphi inqubo yokufaka isicelo.

1. Yiba ngumuntu ngamunye noma umuntu oqhuba ibhizinisi.
   Imalimboleko itholakala kubasebenzi nakubantu abazisebenzayo.
2. Yiba neminyaka ephakathi kuka-18 no-84.
   Uma kuhlanganiswa nesikhathi sokukhokha imalimboleko, iminyaka yakho akufanele idlule ku-84 nezinsuku ezingu-364.
3. Yiba ne-akhawunti ye-BBVA.
   Kudingeka ube ne-akhawunti esebenzayo yokufaka imali noma yokuthola iholo kwa-BBVA México.
4. Ubufakazi bemali engenayo.
   Nikeza iziliphu zemiholo ezintathu zakamuva noma izitatimende zama-akhawunti asebhange.
5. Umlando omuhle wesikweletu.
   I-BBVA ibheka i-Buró de Crédito ukuze ihlole indlela umfakisicelo aziphathe ngayo ngokwezimali.

Ukuhlangabezana nale migomo kwandisa amathuba okuthola imvume ngokushesha kanye nezinga lenzalo eliphansi.

Ngamafuphi, lezi zimfuneko ziqinisekisa ukuthi imalimboleko inikezwa ngendlela enomthwalo wemfanelo futhi ehambisana nesimo sakho sezimali.

📄 Imibhalo edingekayo ukuze ufake isicelo semalimboleko

Ngaphezu kwezimfuneko ezijwayelekile, kubalulekile ukuhambisa imibhalo ethile esemthethweni ukuze uqedele isicelo.

Le mibhalo isiza ukuqinisekisa ubuwena, ikheli lakho kanye namandla akho okukhokha.

1. Umazisi osemthethweni osasebenza (INE noma ipasipoti).
2. Ubufakazi bekheli lendawo ohlala kuyo. Kungaba isikweletu sikagesi, samanzi noma socingo esingaphezu kwezinyanga ezi-3 singakakhishwa.
3. Ubufakazi bemali engenayo. Iziliphu zemiholo ezintathu zakamuva noma isimemezelo sentela uma uzisebenza.
4. Isitatimende se-akhawunti yasebhange. Kufanele sibonise imisebenzi yakamuva ye-akhawunti.
5. Isicelo semalimboleko esisayiniwe. Lo mbhalo ukhiqizwa ngedijithali lapho uqeda ukufaka isicelo ku-inthanethi noma egatsheni.

Le mibhalo kufanele ibe ngeyakamuva futhi imininingwane ekuyo ihambisane, ngoba noma yikuphi ukungafani kungabambezela ukuvunywa kwesicelo.

Ngamafuphi, ukulungisa yonke imibhalo kusenesikhathi kusheshisa inqubo futhi kwenza ibhange likwethembe.

⚙️ Imigomo yokuhlola esetshenziswa yi-BBVA

I-BBVA México ayigcini nje ngokuqinisekisa imibhalo; iphinde ihlaziye izici ezihlukahlukene ukuze inqume ukuthi imalimboleko inganikezwa yini futhi ibeke izinga lenzalo elifanele.

1. Umlando wesikweletu. Ukuphatha kahle izikweletu zangaphambilini kuthuthukisa amaphuzu akho esikweletu.
2. Isilinganiso sesikweletu nemali engenayo. Ibhange lihlola ukuthi izikweletu zakho azidluli yini ku-30 % wemali oyithola ngenyanga.
3. Isikhathi osusisebenzile noma ibhizinisi lakho selikhona. Uma uzinze isikhathi eside, ukuhlolwa kwakho kuzoba ngcono.
4. Inani eliceliwe nesikhathi sokukhokha esikhethiwe. Kokubili kuthinta izinga lenzalo lokugcina nenani elizovunywa.
5. Amandla okukhokha nyanga zonke. Abalwa ngokusekelwe emalini engenayo oyitholayo ngemva kokudonswa kwemali nezindleko ezingaguquki.

Ngayinye yalezi zinto isiza ibhange ukuthi linikeze imigomo eqondene nomuntu ngamunye futhi liqinisekise ukuthi imali mboleko ihambisana namandla akho angempela okuyikhokha.

Kafushane, i-BBVA ihlose ukulinganisa ubungozi nenzuzo, inikeze imali mboleko kuphela kulabo abangakwazi ukuyikhokha ngaphandle kokuphazamisa ukuzinza kwabo kwezezimali.

💡 Amacebiso okufeza izimfuneko ngaphandle kwamaphutha

Ukufeza izimfuneko akuncikile emibhalweni kuphela, kodwa nasekulungiseleleni komfakisicelo kusengaphambili.

Nanka amanye amacebiso okuqinisekisa ukuthi isicelo siyaphumelela:

1. Bheka umlando wakho e-Buró de Crédito. Uma unezinkokhelo ezedlulelwe yisikhathi, zilungise ngaphambi kokufaka isicelo.
2. Bala amandla akho okukhokha. Sebenzisa isilingisi semali mboleko se-BBVA ku-www.bbva.mx ukuze wazi izitolimende ezilinganiselwe.
3. Ungaceli imali engaphezu kwaleyo oyidingayo. Ukucela inani elilinganiselwe kwandisa amathuba akho okugunyazwa.
4. Gcina imininingwane yakho isesikhathini. I-BBVA iqinisekisa imininingwane ngesikhathi sangempela.
5. Qoqa yonke imibhalo kusenesikhathi. Lokhu kusiza ukugwema ukubambezeleka ekuhlolweni kwesicelo.

Ukusebenzisa lezi zinyathelo kubonisa ukuthi unesibopho sezimali futhi kwenza ibhange likubone kangcono.

Ekugcineni, ukulungiselela isicelo sakho kusenesikhathi kuyisu elingcono kakhulu lokuthola imali mboleko yakho ngaphandle kwezinkinga.

📞 Lapho ungathumela khona isicelo sakho futhi uhlole izimfuneko

Uma usufeze zonke izimfuneko, ungaqala inqubo yakho usebenzisa iziteshi ezisemthethweni ze-BBVA México:

• Ingosi yewebhu: www.bbva.mx
• Uhlelo lokusebenza lwe-BBVA México: luyatholakala ku-Android naku-iOS
• Inombolo yocingo ye-Línea BBVA: 55 52 26 26 63 (CDMX)
• Kwezinye izingxenye zezwe: 800 522 6263
• Amagatsha e-BBVA: usizo lomuntu siqu ezweni lonke

Lezi ziteshi zikuvumela ukuthi uhlole izimfuneko zakamuva, uqinisekise amanani enzalo futhi ufake isicelo ngokuphepha.

Kafushane, i-BBVA inikeza izindlela eziningi zokuqala ukufaka isicelo semali mboleko, ibeka phambili ukusebenziseka kalula, ukushesha nokunakekelwa okuqondene nawe.

❓ Imibuzo evame ukubuzwa ngezimfuneko zemali mboleko yomuntu siqu ye-BBVA

Ngingasifaka yini isicelo semali mboleko uma ngingenayo i-akhawunti ye-BBVA?
Yebo, kodwa kuzodingeka uvule i-akhawunti ukuze uthole imali mboleko efakwe kuyo.

Ingabe kuyimpoqo ukuthola iholo lakho nge-BBVA?
Cha, nakuba ukuba nalo kwenza kube lula ukugunyazwa futhi kuthuthukise imigomo.

Kwenzekani uma umlando wami wesikweletu ungemuhle?
Kungenzeka ukuthi imali mboleko ingagunyazwa noma inikezwe ngenani lenzalo eliphezulu.

Ngingasifaka yini isicelo uma ngingowangaphandle?
Yebo, uma nje unendawo yokuhlala esemthethweni kanye nefomu lokufuduka elisasebenza.

Kuthatha isikhathi esingakanani inqubo yokugunyazwa?
Uma uyikhasimende le-BBVA, ingagunyazwa emizuzwini embalwa; kwezinye izimo, kungathatha amahora angu-48.