I-«Mi Casa Ya» ibuya nezibonelelo zezindlu ezingu-803: thola ithuba manje!

Uhlelo «Mi Casa Ya» seluqaliswe kabusha. Lunikeza izibonelelo zezindlu ezingu-803. Leli yithuba eliyingqayizivele kwabaningi.

Lolu hlelo lukahulumeni luhlose ukwenza kube lula ukuthengwa kwezindlu. Lufanele imindeni ehola kancane.

Thola ukuthi lusebenza kanjani nokuthi ungazuza kanjani kulo. Ngezansi, sikunikeza lonke ulwazi olubalulekile.

Luyini uhlelo «Mi Casa Ya»?

«Mi Casa Ya» wuhlelo lukahulumeni waseColombia oluhlose ukusiza imindeni ehola imali encane noma ephakathi ukuba ithenge izindlu zayo. Lunikeza izibonelelo nosizo lwezezimali ukuze kube lula ukuthola izindlu ezintsha ezindaweni zasemadolobheni. Selokhu lwasungulwa, lusize izinkulungwane zemindeni, futhi ukwethulwa kwalo kabusha kunikeza amathuba amasha kulabo abaphupha ngokuba nezindlu zabo.

Lolu hlelo luklanyelwe ukusekela kakhulu imindeni ethola imali engadluli enanini lamaholo amane amancane asemthethweni asebenza nyanga zonke (SMMLV). Ngezibonelelo eziqondile nangokukhokhela ezinye izindleko zesikweletu, «Mi Casa Ya» kunciphisa kakhulu izithiyo zezimali ezivimbela ukuthengwa kwendlu efanele.

Yiziphi izinzuzo zalolu hlelo?

Lolu hlelo lunikeza abahlomulayo izinzuzo eziningana ezibalulekile. Okokuqala, lunikeza isibonelelo senkokhelo yokuqala yokuthenga indlu, ngaleyo ndlela lunciphise kakhulu imali imindeni okufanele ibe isiyilondolozile ukuze ithole isikweletu semali yokuthenga indlu. Lesi sibonelelo singahluka kuye ngemali engenayo yomndeni, kuqinisekiswe ukuthi usizo lwabiwa ngokulinganayo.

Ngaphezu kwalokho, «Mi Casa Ya» ixhasa ngengxenye yenzalo yesikweletu semali yokuthenga indlu. Lokhu kusho ukuthi abahlomulayo bazokhokha inzalo encane phakathi naso sonke isikhathi semalimboleko, okwenza izinkokhelo zanyanga zonke zibe lula ukuzikhokhela. Le nhlanganisela yezibonelelo yenza iphupho lokuba nendlu yakho lifinyeleleke kubantu abaningi.

Obani abangafaka isicelo?

Lolu hlelo luhloselwe imindeni engenayo indlu yayo futhi imali eyiholayo engeqi emaholweni amane amancane asemthethweni asebenza nyanga zonke (SMMLV). Kubalulekile ukuqaphela ukuthi abafake izicelo akumele babe ngabahlomule kwezinye izibonelelo zezindlu zikahulumeni. Kufanele futhi babe nesikweletu esigunyazwe kusengaphambili yisikhungo sezezimali noma yi-Fondo Nacional del Ahorro.

Ukuze kuqinisekiswe ukuthi wonke umuntu uthola ithuba elifanele neliphumelelayo, kusungulwe inqubo yokufaka isicelo ehlola isimo sezimali nesenhlalo somfakisicelo ngamunye. Lokhu kuqinisekisa ukuthi izibonelelo zifinyelela kulabo abazidinga ngempela nabakwazi ukuzisebenzisa ngendlela efanele.

Ungasifaka kanjani isicelo salolu hlelo?

Inqubo yokufaka isicelo sohlelo «Mi Casa Ya» ilula, kodwa idinga ukulandela izinyathelo ezithile. Okokuqala, abanentshisekelo kufanele baye esikhungweni sezezimali noma ku-Fondo Nacional del Ahorro ukuze bathole isikweletu esigunyazwe kusengaphambili. Lesi sinyathelo sibalulekile, ngoba siqinisekisa ukuthi abafake izicelo bayakwazi ukukhokha isikweletu semali yokuthenga indlu.

Uma sebethole isikweletu esigunyazwe kusengaphambili, abanentshisekelo kufanele bakhethe indlu ehlangabezana nezimfuneko zohlelo. Ngemva kwalokho, kufanele bafake isicelo sesibonelelo ebhange noma esikhungweni esibanikeze isikweletu. Ibhange lona lizosingatha inqubo yokwabiwa kwesibonelelo no-Ministerio de Vivienda.

Umthelela wohlelo emphakathini

«Mi Casa Ya» ibe nomthelela omkhulu emphakathini waseColombia. Ngokwenza kube lula ukuthola indlu, ithuthukisa izinga lokuphila lezinkulungwane zemindeni, iyinikeze uzinzo nokulondeka. Ngaphezu kwalokho, lolu hlelo lukhuthaze umsebenzi emkhakheni wezokwakha, lwadala amathuba emisebenzi futhi lwavuselela umnotho.

Ukuba nendlu yakho akugcini ngokukunikeza indawo yokuhlala, kodwa futhi kuyimpahla ebalulekile emindenini. Lokhu kusiza ekunciphiseni ubumpofu nokungalingani, kuqinise ubumbano emphakathini futhi kukhuthaze intuthuko esimeme emiphakathini.

Amacebiso abafake izicelo

Ukuze bandise amathuba okuthola isibonelelo, kubalulekile ukuba abafake izicelo bathole ulwazi olufanele futhi balungiselele kusenesikhathi wonke amadokhumenti adingekayo. Ukuba nomlando omuhle wesikweletu kubalulekile ukuze isikweletu sigunyazwe kusengaphambili.

Kuyanconywa futhi ukuvakashela izikhungo zezezimali eziningana ukuze uqhathanise imibandela yezikweletu ezinikezwayo. Lokhu kuzosiza abafake izicelo ukuba bakhethe inketho ehambisana kangcono nezidingo zabo namandla abo ezezimali. Kuyanconywa futhi ukuqoqa kusenesikhathi wonke amadokhumenti omuntu siqu nawasezimali ukuze kugwenywe ukubambezeleka kwenqubo yokufaka isicelo.

Ukwethulwa kabusha kwe-«Mi Casa Ya» kuyithuba elihle kakhulu emindenini yaseColombia efuna ukufeza iphupho lokuba nendlu yayo. Njengoba sekunezibonelelo ezintsha ezingu-803 ezitholakalayo, lesi yisikhathi esikahle sokuthola ulwazi, ukulungiselela amadokhumenti adingekayo nokufaka isicelo salolu hlelo. Lo mzamo awuzuzisi imindeni ngayinye kuphela, kodwa futhi unomthelela ekuthuthukisweni komnotho nenhlalakahle yezwe. Ungaliyeki leli thuba; lisebenzise manje ukuze uqinisekise ikusasa lakho nelomndeni wakho!